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At today's rate and a 90% mortgage, the deposit on this unit is about HK$469K, with repayments around HK$20,449/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$469K · loan HK$4.22M · min. income ≈ HK$40,898/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$86,325 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- 3
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 443 ft²
- Efficiency
- 73%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-09 | HK$5.70M | +29.8% 5.4y · 6.0%/yr |
| 2017-02-08 | HK$4.39M | +23.7% 4.0y · 6.0%/yr |
| 2013-02-14 | HK$3.55M | +97.2% |
| 2010-01-28 | HK$1.80M | +25.9% |
| 2007-11-15 | HK$1.43M | +17.2% |
| 2005-08-26 | HK$1.22M | −5.4% |
| 1999-11-12 | HK$1.29M | — |