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At today's rate and a 90% mortgage, the deposit on this unit is about HK$366K, with repayments around HK$15,981/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$366K · loan HK$3.30M · min. income ≈ HK$31,962/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 7
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 371 ft²
- Efficiency
- 77%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-28 | HK$4.80M | +31.5% 5.6y · 6.0%/yr |
| 2016-09-07 | HK$3.65M | +27.2% 3.6y · 7.0%/yr |
| 2013-02-15 | HK$2.87M | +53.5% |
| 2011-09-06 | HK$1.87M | +12.7% |
| 2010-08-18 | HK$1.66M | +9.9% |
| 2010-05-13 | HK$1.51M | +7.1% |
| 2009-10-14 | HK$1.41M | +18.5% |
| 2009-05-21 | HK$1.19M | +6.2% |
| 2007-11-20 | HK$1.12M | +25.8% |
| 2006-03-31 | HK$890K | −2.2% |
| 2000-09-27 | HK$910K | −35.0% |
| 1998-06-27 | HK$1.40M | — |