Home Kwun Tong District AMOY GARDENS PHASE 3 BLOCK M

4/F 3

Switch unit

Floor

1/F 1 356 ft² 1/F 2 356 ft² 1/F 3 322 ft² 1/F 4 322 ft² 1/F 5 356 ft² 1/F 6 356 ft² 1/F 7 285 ft² 1/F 8 285 ft² 2/F 1 356 ft² 2/F 4 322 ft² 2/F 5 356 ft² 2/F 7 285 ft² 2/F 8 285 ft² 3/F 1 356 ft² 3/F 2 356 ft² 3/F 3 322 ft² 3/F 4 322 ft² 3/F 5 356 ft² 3/F 7 285 ft² 3/F 8 285 ft² 4/F 1 356 ft² 4/F 2 356 ft² 4/F 3 322 ft² 4/F 5 356 ft² 4/F 6 356 ft² 4/F 7 285 ft² 4/F 8 285 ft² 5/F 1 356 ft² 5/F 2 356 ft² 5/F 3 322 ft² 5/F 5 356 ft² 5/F 6 356 ft² 5/F 7 285 ft² 5/F 8 285 ft² 6/F 1 356 ft² 6/F 2 356 ft² 6/F 4 322 ft² 6/F 5 356 ft² 6/F 6 356 ft² 6/F 7 285 ft² 6/F 8 285 ft² 7/F 1 356 ft² 7/F 2 356 ft² 7/F 3 322 ft² 7/F 6 356 ft² 7/F 7 285 ft² 7/F 8 285 ft² 8/F 1 356 ft² 8/F 2 356 ft² 8/F 3 322 ft² 8/F 4 322 ft² 8/F 5 356 ft² 8/F 7 285 ft² 8/F 8 285 ft² 9/F 3 322 ft² 9/F 4 322 ft² 9/F 5 356 ft² 9/F 6 356 ft² 9/F 7 285 ft² 9/F 8 285 ft² 10/F 1 356 ft² 10/F 2 356 ft² 10/F 3 322 ft² 10/F 4 322 ft² 10/F 5 356 ft² 10/F 6 356 ft² 10/F 7 285 ft² 10/F 8 285 ft² 11/F 1 356 ft² 11/F 2 356 ft² 11/F 3 322 ft² 11/F 4 322 ft² 11/F 5 356 ft² 11/F 6 356 ft² 11/F 7 285 ft² 11/F 8 285 ft² 12/F 1 356 ft² 12/F 2 356 ft² 12/F 3 322 ft² 12/F 4 322 ft² 12/F 5 356 ft² 12/F 6 356 ft² 12/F 7 285 ft² 12/F 8 285 ft² 13/F 1 356 ft² 13/F 2 356 ft² 13/F 3 322 ft² 13/F 6 356 ft² 13/F 8 285 ft² 14/F 2 356 ft² 14/F 3 322 ft² 14/F 4 322 ft² 14/F 5 356 ft² 14/F 6 356 ft² 14/F 8 285 ft² 15/F 2 356 ft² 15/F 3 322 ft² 15/F 4 322 ft² 15/F 5 356 ft² 15/F 6 356 ft² 15/F 7 285 ft² 16/F 2 356 ft² 16/F 4 322 ft² 16/F 5 356 ft² 16/F 6 356 ft² 16/F 7 285 ft² 16/F 8 285 ft² 17/F 2 356 ft² 17/F 3 322 ft² 17/F 4 322 ft² 17/F 5 356 ft² 17/F 6 356 ft² 17/F 7 285 ft² 18/F 1 356 ft² 18/F 3 322 ft² 18/F 4 322 ft² 18/F 5 356 ft² 18/F 6 356 ft² 18/F 8 285 ft² 19/F 1 356 ft² 19/F 2 356 ft² 19/F 3 322 ft² 19/F 4 322 ft² 19/F 5 356 ft² 19/F 7 285 ft² 19/F 8 285 ft² 20/F 1 356 ft² 20/F 2 356 ft² 20/F 3 322 ft² 20/F 4 322 ft² 20/F 5 356 ft² 20/F 6 356 ft² 20/F 7 285 ft² 20/F 8 285 ft² 21/F 1 356 ft² 21/F 2 356 ft² 21/F 4 322 ft² 21/F 6 356 ft² 21/F 7 285 ft² 21/F 8 285 ft² 22/F 2 356 ft² 22/F 3 322 ft² 22/F 4 322 ft² 22/F 6 356 ft² 22/F 7 285 ft² 23/F 2 356 ft² 23/F 4 322 ft² 23/F 5 356 ft² 23/F 6 356 ft² 23/F 7 285 ft² 23/F 8 285 ft² 24/F 1 356 ft² 24/F 2 356 ft² 24/F 3 322 ft² 24/F 4 322 ft² 24/F 6 356 ft² 24/F 7 285 ft² 24/F 8 285 ft² 25/F 1 356 ft² 25/F 2 356 ft² 25/F 3 322 ft² 25/F 4 322 ft² 25/F 5 356 ft² 25/F 6 356 ft² 25/F 7 285 ft² 25/F 8 285 ft² 26/F 1 356 ft² 26/F 2 356 ft² 26/F 3 322 ft² 26/F 4 322 ft² 26/F 8 285 ft² 27/F 1 356 ft² 27/F 4 322 ft² 27/F 7 285 ft² 27/F 8 285 ft² 28/F 3 322 ft² 28/F 4 322 ft² 28/F 5 356 ft² 28/F 6 356 ft² 28/F 7 285 ft² 28/F 8 285 ft² 29/F 1 356 ft² 29/F 3 322 ft² 29/F 5 356 ft² 29/F 6 356 ft² 29/F 7 285 ft² 30/F 3 322 ft² 30/F 4 322 ft² 30/F 5 356 ft² 30/F 6 356 ft² 30/F 7 285 ft² 30/F 8 285 ft² 31/F 1 356 ft² 31/F 2 356 ft² 31/F 3 322 ft² 31/F 4 322 ft² 31/F 5 356 ft² 31/F 8 285 ft² 32/F 1 356 ft² 32/F 2 356 ft² 32/F 3 322 ft² 32/F 5 356 ft² 32/F 6 356 ft² 32/F 7 285 ft² 32/F 8 285 ft² 33/F 1 356 ft² 33/F 2 356 ft² 33/F 3 322 ft² 33/F 4 322 ft² 33/F 5 242 ft² 33/F 6 242 ft² 33/F 8 285 ft² 34/F 1 356 ft² 34/F 2 356 ft² 34/F 3 322 ft² 34/F 5 242 ft² 34/F 6 242 ft² 34/F 7 285 ft² 34/F 8 285 ft² 35/F 1 356 ft² 35/F 2 356 ft² 35/F 3 322 ft² 35/F 4 322 ft² 35/F 5 242 ft² 35/F 6 242 ft² 35/F 7 285 ft² 35/F 8 285 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.14M

≈ HK$12,844 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,040/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,976

−HK$1,064/mo

▼ 0.25% · 3.875%

HK$17,504

−HK$536/mo

Today · 4.125%

HK$18,040

baseline

▲ 0.50% · 4.625%

HK$19,138

+HK$1,098/mo

Deposit HK$414K · loan HK$3.72M · min. income ≈ HK$36,080/mo (50% DSR)

Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$27,283 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kowloon Bay Station

≈ 4 min walk · 287 m

Education

schools within 1 km (7 within 500 m)

Daily convenience

within 1 km (22 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 4/F
Flat: 3
Saleable Area: 322 Saleable ft²
Gross Area: 443 ft²
Efficiency: 73%
District: Kwun Tong District · Kowloon
School net (POA): 46

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-11-07	HK$4.00M	−33.3% 7.3y · −5.0%/yr	HK$12,422	HK$9,029
2018-08-24	HK$6.00M	+50.0% 3.2y · 15.0%/yr	HK$18,634	HK$13,544
2015-05-15	HK$4.00M	+44.9%	HK$12,422	HK$9,029
2012-06-05	HK$2.76M	+46.8%	HK$8,571	HK$6,230
2010-07-23	HK$1.88M	+41.4%	HK$5,838	HK$4,244
2008-12-16	HK$1.33M	+30.4%	HK$4,130	HK$3,002
2006-10-23	HK$1.02M	−1.0%	HK$3,168	HK$2,302
2001-06-02	HK$1.03M	—	HK$3,199	HK$2,325

Other appraised units in this building

Data sourced from Renavon.com