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At today's rate and a 90% mortgage, the deposit on this unit is about HK$452K, with repayments around HK$19,723/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,446/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 5
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 74%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-07 | HK$5.80M | +42.9% 3.7y · 11.0%/yr |
| 2016-08-12 | HK$4.06M | +62.4% 5.5y · 12.0%/yr |
| 2011-02-16 | HK$2.50M | +11.1% |
| 2010-11-11 | HK$2.25M | +18.4% |
| 2010-02-08 | HK$1.90M | +11.8% |
| 2008-01-24 | HK$1.70M | +73.5% |
| 2004-03-06 | HK$980K | −45.6% |
| 1996-08-09 | HK$1.80M | — |