▼ 0.50% · 3.625%
HK$4,200
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$133/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,735
+HK$272/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$127/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$259/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$146/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,208
+HK$299/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$140/mo
Today · 4.125%
HK$5,417
baseline
▲ 0.50% · 4.625%
HK$5,703
+HK$286/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$10,834/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$159/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$153/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$311/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$172/mo
Today · 4.125%
HK$5,802
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$353/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$11,604/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,074
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$165/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,740
+HK$338/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$185/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,629
+HK$381/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,541
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,717
−HK$178/mo
Today · 4.125%
HK$6,895
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$363/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,790/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,300
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,496
−HK$199/mo
Today · 4.125%
HK$6,695
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$407/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$13,390/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,008
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$191/mo
Today · 4.125%
HK$7,387
baseline
▲ 0.50% · 4.625%
HK$7,776
+HK$389/mo
Deposit HK$460K · loan HK$1.38M · min. income ≈ HK$14,774/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,929
−HK$212/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,576
+HK$435/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,476
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$203/mo
Today · 4.125%
HK$7,879
baseline
▲ 0.50% · 4.625%
HK$8,295
+HK$416/mo
Deposit HK$368K · loan HK$1.47M · min. income ≈ HK$15,758/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,140
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,362
−HK$225/mo
Today · 4.125%
HK$7,587
baseline
▲ 0.50% · 4.625%
HK$8,049
+HK$462/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$15,174/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,943
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,156
−HK$216/mo
Today · 4.125%
HK$8,372
baseline
▲ 0.50% · 4.625%
HK$8,813
+HK$441/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$16,744/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,560
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,795
−HK$239/mo
Today · 4.125%
HK$8,034
baseline
▲ 0.50% · 4.625%
HK$8,523
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,068/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,410
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,636
−HK$228/mo
Today · 4.125%
HK$8,864
baseline
▲ 0.50% · 4.625%
HK$9,332
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,728/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).