▼ 0.50% · 3.625%
HK$3,983
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$126/mo
Today · 4.125%
HK$4,233
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$258/mo
Deposit HK$873K · loan HK$873K · min. income ≈ HK$8,466/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$121/mo
Today · 4.125%
HK$4,671
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$246/mo
Deposit HK$873K · loan HK$873K · min. income ≈ HK$9,342/mo (50% DSR)
Upfront cash ≈ HK$874K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$138/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$284/mo
Deposit HK$786K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$133/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$271/mo
Deposit HK$786K · loan HK$961K · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,780
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$151/mo
Today · 4.125%
HK$5,080
baseline
▲ 0.50% · 4.625%
HK$5,389
+HK$309/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$10,160/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,318
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$145/mo
Today · 4.125%
HK$5,605
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$295/mo
Deposit HK$699K · loan HK$1.05M · min. income ≈ HK$11,210/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$164/mo
Today · 4.125%
HK$5,503
baseline
▲ 0.50% · 4.625%
HK$5,838
+HK$335/mo
Deposit HK$611K · loan HK$1.14M · min. income ≈ HK$11,006/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$157/mo
Today · 4.125%
HK$6,072
baseline
▲ 0.50% · 4.625%
HK$6,392
+HK$320/mo
Deposit HK$611K · loan HK$1.14M · min. income ≈ HK$12,144/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,577
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$176/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,287
+HK$361/mo
Deposit HK$524K · loan HK$1.22M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$169/mo
Today · 4.125%
HK$6,539
baseline
▲ 0.50% · 4.625%
HK$6,884
+HK$345/mo
Deposit HK$524K · loan HK$1.22M · min. income ≈ HK$13,078/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,975
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$189/mo
Today · 4.125%
HK$6,350
baseline
▲ 0.50% · 4.625%
HK$6,736
+HK$386/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$12,700/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,647
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,825
−HK$181/mo
Today · 4.125%
HK$7,006
baseline
▲ 0.50% · 4.625%
HK$7,376
+HK$370/mo
Deposit HK$437K · loan HK$1.31M · min. income ≈ HK$14,012/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,373
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$201/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,185
+HK$412/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,090
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,280
−HK$193/mo
Today · 4.125%
HK$7,473
baseline
▲ 0.50% · 4.625%
HK$7,867
+HK$394/mo
Deposit HK$349K · loan HK$1.40M · min. income ≈ HK$14,946/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,772
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,982
−HK$214/mo
Today · 4.125%
HK$7,196
baseline
▲ 0.50% · 4.625%
HK$7,634
+HK$438/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$14,392/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,533
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,735
−HK$205/mo
Today · 4.125%
HK$7,940
baseline
▲ 0.50% · 4.625%
HK$8,359
+HK$419/mo
Deposit HK$262K · loan HK$1.48M · min. income ≈ HK$15,880/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,170
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,393
−HK$227/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,083
+HK$463/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,977
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,191
−HK$217/mo
Today · 4.125%
HK$8,408
baseline
▲ 0.50% · 4.625%
HK$8,851
+HK$443/mo
Deposit HK$175K · loan HK$1.57M · min. income ≈ HK$16,816/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).