▼ 0.50% · 3.625%
HK$3,919
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$123/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$254/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$119/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$242/mo
Deposit HK$859K · loan HK$859K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$859K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$136/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$279/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,924
−HK$131/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$266/mo
Deposit HK$773K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$148/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$304/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,231
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,372
−HK$142/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,805
+HK$291/mo
Deposit HK$687K · loan HK$1.03M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,253
−HK$161/mo
Today · 4.125%
HK$5,414
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$329/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$10,828/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,667
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$155/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$314/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$173/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$355/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$166/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$339/mo
Deposit HK$516K · loan HK$1.20M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$186/mo
Today · 4.125%
HK$6,247
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$380/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,494/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,715
−HK$178/mo
Today · 4.125%
HK$6,893
baseline
▲ 0.50% · 4.625%
HK$7,256
+HK$363/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,786/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,270
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$198/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,068
+HK$405/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,162
−HK$190/mo
Today · 4.125%
HK$7,352
baseline
▲ 0.50% · 4.625%
HK$7,740
+HK$388/mo
Deposit HK$344K · loan HK$1.37M · min. income ≈ HK$14,704/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$211/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,510
+HK$430/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$202/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,223
+HK$411/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,273
−HK$223/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,952
+HK$456/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,847
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,058
−HK$213/mo
Today · 4.125%
HK$8,271
baseline
▲ 0.50% · 4.625%
HK$8,707
+HK$436/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,542/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).