▼ 0.50% · 3.625%
HK$3,753
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,870
−HK$118/mo
Today · 4.125%
HK$3,988
baseline
▲ 0.50% · 4.625%
HK$4,231
+HK$243/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$7,976/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,175
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,287
−HK$114/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$232/mo
Deposit HK$823K · loan HK$823K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$823K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$130/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$267/mo
Deposit HK$741K · loan HK$905K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$125/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$255/mo
Deposit HK$741K · loan HK$905K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$142/mo
Today · 4.125%
HK$4,786
baseline
▲ 0.50% · 4.625%
HK$5,077
+HK$291/mo
Deposit HK$658K · loan HK$988K · min. income ≈ HK$9,572/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,010
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$136/mo
Today · 4.125%
HK$5,281
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$278/mo
Deposit HK$658K · loan HK$988K · min. income ≈ HK$10,562/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,031
−HK$154/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,500
+HK$315/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,573
−HK$148/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,023
+HK$302/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,254
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$166/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,923
+HK$339/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,845
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$159/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$325/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$178/mo
Today · 4.125%
HK$5,983
baseline
▲ 0.50% · 4.625%
HK$6,347
+HK$364/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$11,966/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,263
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,431
−HK$170/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$6,949
+HK$348/mo
Deposit HK$411K · loan HK$1.23M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$189/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$389/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,860
−HK$181/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,380
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,579
−HK$201/mo
Today · 4.125%
HK$6,780
baseline
▲ 0.50% · 4.625%
HK$7,193
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,560/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,098
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,288
−HK$193/mo
Today · 4.125%
HK$7,481
baseline
▲ 0.50% · 4.625%
HK$7,876
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,962/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,755
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,966
−HK$213/mo
Today · 4.125%
HK$7,179
baseline
▲ 0.50% · 4.625%
HK$7,616
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,358/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,515
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,717
−HK$204/mo
Today · 4.125%
HK$7,921
baseline
▲ 0.50% · 4.625%
HK$8,339
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,842/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).