Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$857K, with repayments around HK$37,389/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,158 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- E
- Saleable Area
- 687 Saleable ft²
- Gross Area
- 857 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-06 | HK$8.05M | −18.5% 4.4y · −4.0%/yr |
| 2020-09-07 | HK$9.88M | +76.4% 9.6y · 8.0%/yr |
| 2011-02-01 | HK$5.60M | +101.4% |
| 2001-07-13 | HK$2.78M | −20.6% |
| 1999-01-19 | HK$3.50M | −5.1% |
| 1995-11-14 | HK$3.69M | — |