▼ 0.50% · 3.625%
HK$17,731
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,283
−HK$560/mo
Today · 4.125%
HK$18,843
baseline
▲ 0.50% · 4.625%
HK$19,990
+HK$1,147/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,686/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,255
−HK$537/mo
Today · 4.125%
HK$20,792
baseline
▲ 0.50% · 4.625%
HK$21,888
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,584/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,504
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,111
−HK$617/mo
Today · 4.125%
HK$20,728
baseline
▲ 0.50% · 4.625%
HK$21,989
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,280
−HK$591/mo
Today · 4.125%
HK$22,871
baseline
▲ 0.50% · 4.625%
HK$24,076
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,742/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,278
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,939
−HK$673/mo
Today · 4.125%
HK$22,612
baseline
▲ 0.50% · 4.625%
HK$23,988
+HK$1,376/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,224/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,671
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,306
−HK$644/mo
Today · 4.125%
HK$24,950
baseline
▲ 0.50% · 4.625%
HK$26,265
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,900/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,051
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,768
−HK$728/mo
Today · 4.125%
HK$24,496
baseline
▲ 0.50% · 4.625%
HK$25,987
+HK$1,491/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,992/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,644
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,331
−HK$698/mo
Today · 4.125%
HK$27,029
baseline
▲ 0.50% · 4.625%
HK$28,454
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,058/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,824
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$785/mo
Today · 4.125%
HK$26,381
baseline
▲ 0.50% · 4.625%
HK$27,986
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,762/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,616
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,357
−HK$751/mo
Today · 4.125%
HK$29,108
baseline
▲ 0.50% · 4.625%
HK$30,643
+HK$1,535/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,216/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,597
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,424
−HK$841/mo
Today · 4.125%
HK$28,265
baseline
▲ 0.50% · 4.625%
HK$29,985
+HK$1,720/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,530/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,589
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,382
−HK$805/mo
Today · 4.125%
HK$31,187
baseline
▲ 0.50% · 4.625%
HK$32,831
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,374/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,370
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,253
−HK$896/mo
Today · 4.125%
HK$30,149
baseline
▲ 0.50% · 4.625%
HK$31,984
+HK$1,835/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$60,298/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,561
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,408
−HK$859/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,020
+HK$1,753/mo
Deposit HK$1.56M · loan HK$6.22M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,143
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,081
−HK$952/mo
Today · 4.125%
HK$32,033
baseline
▲ 0.50% · 4.625%
HK$33,983
+HK$1,950/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,066/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,534
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,433
−HK$913/mo
Today · 4.125%
HK$35,346
baseline
▲ 0.50% · 4.625%
HK$37,209
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,692/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,916
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,909
−HK$1,009/mo
Today · 4.125%
HK$33,918
baseline
▲ 0.50% · 4.625%
HK$35,982
+HK$2,064/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$67,836/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,507
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,459
−HK$966/mo
Today · 4.125%
HK$37,425
baseline
▲ 0.50% · 4.625%
HK$39,398
+HK$1,973/mo
Deposit HK$778K · loan HK$7.00M · min. income ≈ HK$74,850/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).