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At today's rate and a 90% mortgage, the deposit on this unit is about HK$661K, with repayments around HK$28,836/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$661K · loan HK$5.95M · min. income ≈ HK$57,672/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$196,105 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- B
- Saleable Area
- 517 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-03-03 | HK$5.74M | −16.6% 7.1y · −2.0%/yr |
| 2018-02-08 | HK$6.88M | +156.7% 8.7y · 18.0%/yr |
| 2009-06-11 | HK$2.68M | +3.9% |
| 1998-08-21 | HK$2.58M | −39.7% |
| 1997-04-29 | HK$4.28M | +42.7% |
| 1996-04-29 | HK$3.00M | — |