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At today's rate and a 90% mortgage, the deposit on this unit is about HK$921K, with repayments around HK$40,190/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$921K · loan HK$8.29M · min. income ≈ HK$80,380/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,410 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Lam Tin Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- H
- Saleable Area
- 748 Saleable ft²
- Gross Area
- 932 ft²
- Efficiency
- 80%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-13 | HK$10.75M | +25.0% 4.1y · 6.0%/yr |
| 2016-10-25 | HK$8.60M | +9.1% 0.5y |
| 2016-04-15 | HK$7.88M | +25.1% 5.0y · 5.0%/yr |
| 2011-05-05 | HK$6.30M | +18.9% |
| 1996-12-04 | HK$5.30M | — |