▼ 0.50% · 3.625%
HK$3,877
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$122/mo
Today · 4.125%
HK$4,120
baseline
▲ 0.50% · 4.625%
HK$4,371
+HK$251/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$8,240/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$117/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$240/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$134/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$276/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$129/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$264/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$147/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$301/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,176
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$287/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,197
−HK$159/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$326/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,607
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,758
−HK$152/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,222
+HK$312/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,428
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,597
−HK$171/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,119
+HK$351/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,039
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,201
−HK$164/mo
Today · 4.125%
HK$6,365
baseline
▲ 0.50% · 4.625%
HK$6,700
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,730/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,816
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,997
−HK$183/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,557
+HK$377/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,470
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$176/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,179
+HK$359/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,396
−HK$197/mo
Today · 4.125%
HK$6,593
baseline
▲ 0.50% · 4.625%
HK$6,994
+HK$401/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,186/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,901
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,086
−HK$188/mo
Today · 4.125%
HK$7,274
baseline
▲ 0.50% · 4.625%
HK$7,658
+HK$384/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,548/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,591
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,796
−HK$209/mo
Today · 4.125%
HK$7,005
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$426/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,010/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,333
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,529
−HK$200/mo
Today · 4.125%
HK$7,729
baseline
▲ 0.50% · 4.625%
HK$8,136
+HK$407/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,458/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,196
−HK$221/mo
Today · 4.125%
HK$7,417
baseline
▲ 0.50% · 4.625%
HK$7,868
+HK$451/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,834/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,764
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,972
−HK$211/mo
Today · 4.125%
HK$8,183
baseline
▲ 0.50% · 4.625%
HK$8,615
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,366/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).