▼ 0.50% · 3.625%
HK$3,788
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$120/mo
Today · 4.125%
HK$4,026
baseline
▲ 0.50% · 4.625%
HK$4,271
+HK$245/mo
Deposit HK$831K · loan HK$831K · min. income ≈ HK$8,052/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,328
−HK$114/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$234/mo
Deposit HK$831K · loan HK$831K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$831K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$131/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$270/mo
Deposit HK$748K · loan HK$914K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$126/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$258/mo
Deposit HK$748K · loan HK$914K · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$144/mo
Today · 4.125%
HK$4,831
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$294/mo
Deposit HK$665K · loan HK$997K · min. income ≈ HK$9,662/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,193
−HK$138/mo
Today · 4.125%
HK$5,331
baseline
▲ 0.50% · 4.625%
HK$5,612
+HK$281/mo
Deposit HK$665K · loan HK$997K · min. income ≈ HK$10,662/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$156/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$149/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$167/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$343/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,059
−HK$160/mo
Today · 4.125%
HK$6,219
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$328/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,438/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,683
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$180/mo
Today · 4.125%
HK$6,039
baseline
▲ 0.50% · 4.625%
HK$6,406
+HK$367/mo
Deposit HK$415K · loan HK$1.25M · min. income ≈ HK$12,078/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,322
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,491
−HK$172/mo
Today · 4.125%
HK$6,663
baseline
▲ 0.50% · 4.625%
HK$7,015
+HK$352/mo
Deposit HK$415K · loan HK$1.25M · min. income ≈ HK$13,326/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,250
−HK$191/mo
Today · 4.125%
HK$6,441
baseline
▲ 0.50% · 4.625%
HK$6,833
+HK$392/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,882/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,924
−HK$184/mo
Today · 4.125%
HK$7,108
baseline
▲ 0.50% · 4.625%
HK$7,482
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,216/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,440
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$203/mo
Today · 4.125%
HK$6,844
baseline
▲ 0.50% · 4.625%
HK$7,260
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,688/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,165
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,357
−HK$195/mo
Today · 4.125%
HK$7,552
baseline
▲ 0.50% · 4.625%
HK$7,950
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,104/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,031
−HK$216/mo
Today · 4.125%
HK$7,247
baseline
▲ 0.50% · 4.625%
HK$7,688
+HK$441/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,494/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,586
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,790
−HK$206/mo
Today · 4.125%
HK$7,996
baseline
▲ 0.50% · 4.625%
HK$8,417
+HK$421/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$15,992/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).