▼ 0.50% · 3.625%
HK$3,730
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$118/mo
Today · 4.125%
HK$3,964
baseline
▲ 0.50% · 4.625%
HK$4,205
+HK$241/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$7,928/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,261
−HK$113/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$230/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,231
−HK$129/mo
Today · 4.125%
HK$4,360
baseline
▲ 0.50% · 4.625%
HK$4,626
+HK$266/mo
Deposit HK$736K · loan HK$900K · min. income ≈ HK$8,720/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,687
−HK$124/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,065
+HK$254/mo
Deposit HK$736K · loan HK$900K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$142/mo
Today · 4.125%
HK$4,757
baseline
▲ 0.50% · 4.625%
HK$5,046
+HK$289/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$9,514/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,113
−HK$135/mo
Today · 4.125%
HK$5,248
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$277/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$10,496/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,000
−HK$153/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,467
+HK$314/mo
Deposit HK$573K · loan HK$1.06M · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,539
−HK$147/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$300/mo
Deposit HK$573K · loan HK$1.06M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,384
−HK$165/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,887
+HK$338/mo
Deposit HK$491K · loan HK$1.15M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,965
−HK$158/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,446
+HK$323/mo
Deposit HK$491K · loan HK$1.15M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,769
−HK$177/mo
Today · 4.125%
HK$5,946
baseline
▲ 0.50% · 4.625%
HK$6,308
+HK$362/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,892/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$170/mo
Today · 4.125%
HK$6,561
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$345/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,122/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,968
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,154
−HK$188/mo
Today · 4.125%
HK$6,342
baseline
▲ 0.50% · 4.625%
HK$6,728
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,684/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,817
−HK$181/mo
Today · 4.125%
HK$6,998
baseline
▲ 0.50% · 4.625%
HK$7,367
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,996/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,538
−HK$201/mo
Today · 4.125%
HK$6,739
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,478/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,243
−HK$192/mo
Today · 4.125%
HK$7,435
baseline
▲ 0.50% · 4.625%
HK$7,827
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,870/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,714
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$212/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,569
+HK$434/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,670
−HK$203/mo
Today · 4.125%
HK$7,873
baseline
▲ 0.50% · 4.625%
HK$8,288
+HK$415/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$15,746/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).