▼ 0.50% · 3.625%
HK$3,705
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$118/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$239/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,122
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$112/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,574
+HK$229/mo
Deposit HK$812K · loan HK$812K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,076
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,203
−HK$128/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,595
+HK$264/mo
Deposit HK$731K · loan HK$894K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,534
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,656
−HK$123/mo
Today · 4.125%
HK$4,779
baseline
▲ 0.50% · 4.625%
HK$5,031
+HK$252/mo
Deposit HK$731K · loan HK$894K · min. income ≈ HK$9,558/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,446
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,585
−HK$140/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$288/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,946
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$135/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,488
+HK$274/mo
Deposit HK$650K · loan HK$975K · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$152/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$311/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$146/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$298/mo
Deposit HK$569K · loan HK$1.06M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$164/mo
Today · 4.125%
HK$5,513
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$335/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$11,026/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,771
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,926
−HK$157/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$320/mo
Deposit HK$487K · loan HK$1.14M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,558
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,731
−HK$175/mo
Today · 4.125%
HK$5,906
baseline
▲ 0.50% · 4.625%
HK$6,266
+HK$360/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$11,812/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,183
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,349
−HK$168/mo
Today · 4.125%
HK$6,517
baseline
▲ 0.50% · 4.625%
HK$6,861
+HK$344/mo
Deposit HK$406K · loan HK$1.22M · min. income ≈ HK$13,034/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,928
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,113
−HK$187/mo
Today · 4.125%
HK$6,300
baseline
▲ 0.50% · 4.625%
HK$6,683
+HK$383/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$12,600/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,595
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$180/mo
Today · 4.125%
HK$6,952
baseline
▲ 0.50% · 4.625%
HK$7,318
+HK$366/mo
Deposit HK$325K · loan HK$1.30M · min. income ≈ HK$13,904/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,299
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,495
−HK$199/mo
Today · 4.125%
HK$6,694
baseline
▲ 0.50% · 4.625%
HK$7,101
+HK$407/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$13,388/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,007
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$191/mo
Today · 4.125%
HK$7,386
baseline
▲ 0.50% · 4.625%
HK$7,775
+HK$389/mo
Deposit HK$244K · loan HK$1.38M · min. income ≈ HK$14,772/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,669
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$211/mo
Today · 4.125%
HK$7,088
baseline
▲ 0.50% · 4.625%
HK$7,519
+HK$431/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,176/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,420
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,619
−HK$201/mo
Today · 4.125%
HK$7,820
baseline
▲ 0.50% · 4.625%
HK$8,233
+HK$413/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,640/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).