▼ 0.50% · 3.625%
HK$16,742
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,263
−HK$529/mo
Today · 4.125%
HK$17,792
baseline
▲ 0.50% · 4.625%
HK$18,874
+HK$1,082/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,584/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,625
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,125
−HK$506/mo
Today · 4.125%
HK$19,631
baseline
▲ 0.50% · 4.625%
HK$20,666
+HK$1,035/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,262/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,416
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,989
−HK$582/mo
Today · 4.125%
HK$19,571
baseline
▲ 0.50% · 4.625%
HK$20,762
+HK$1,191/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$39,142/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,488
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,037
−HK$558/mo
Today · 4.125%
HK$21,595
baseline
▲ 0.50% · 4.625%
HK$22,733
+HK$1,138/mo
Deposit HK$3.30M · loan HK$4.04M · min. income ≈ HK$43,190/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,090
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,715
−HK$635/mo
Today · 4.125%
HK$21,350
baseline
▲ 0.50% · 4.625%
HK$22,649
+HK$1,299/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,700/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,350
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,950
−HK$608/mo
Today · 4.125%
HK$23,558
baseline
▲ 0.50% · 4.625%
HK$24,799
+HK$1,241/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,116/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,764
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,441
−HK$688/mo
Today · 4.125%
HK$23,129
baseline
▲ 0.50% · 4.625%
HK$24,537
+HK$1,408/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$46,258/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,213
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,862
−HK$659/mo
Today · 4.125%
HK$25,521
baseline
▲ 0.50% · 4.625%
HK$26,866
+HK$1,345/mo
Deposit HK$2.57M · loan HK$4.77M · min. income ≈ HK$51,042/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,439
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,168
−HK$740/mo
Today · 4.125%
HK$24,908
baseline
▲ 0.50% · 4.625%
HK$26,424
+HK$1,516/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,816/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,075
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,774
−HK$710/mo
Today · 4.125%
HK$27,484
baseline
▲ 0.50% · 4.625%
HK$28,933
+HK$1,449/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,968/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,113
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,894
−HK$794/mo
Today · 4.125%
HK$26,688
baseline
▲ 0.50% · 4.625%
HK$28,311
+HK$1,623/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,376/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,938
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,687
−HK$760/mo
Today · 4.125%
HK$29,447
baseline
▲ 0.50% · 4.625%
HK$30,999
+HK$1,552/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,894/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,787
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,620
−HK$847/mo
Today · 4.125%
HK$28,467
baseline
▲ 0.50% · 4.625%
HK$30,199
+HK$1,732/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$56,934/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,800
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,599
−HK$811/mo
Today · 4.125%
HK$31,410
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,656/mo
Deposit HK$1.47M · loan HK$5.87M · min. income ≈ HK$62,820/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,461
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$900/mo
Today · 4.125%
HK$30,246
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,840/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,492/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,663
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,512
−HK$861/mo
Today · 4.125%
HK$33,373
baseline
▲ 0.50% · 4.625%
HK$35,132
+HK$1,759/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,746/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,135
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,073
−HK$952/mo
Today · 4.125%
HK$32,025
baseline
▲ 0.50% · 4.625%
HK$33,974
+HK$1,949/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$64,050/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,525
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,424
−HK$912/mo
Today · 4.125%
HK$35,336
baseline
▲ 0.50% · 4.625%
HK$37,199
+HK$1,863/mo
Deposit HK$734K · loan HK$6.61M · min. income ≈ HK$70,672/mo (50% DSR)
Upfront cash ≈ HK$954K (deposit + AVD stamp duty HK$220,263 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).