▼ 0.50% · 3.625%
HK$19,776
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,391
−HK$625/mo
Today · 4.125%
HK$21,016
baseline
▲ 0.50% · 4.625%
HK$22,295
+HK$1,279/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,032/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,000
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$599/mo
Today · 4.125%
HK$23,189
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,222/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,378/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,753
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,430
−HK$687/mo
Today · 4.125%
HK$23,117
baseline
▲ 0.50% · 4.625%
HK$24,524
+HK$1,407/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,234/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,200
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,849
−HK$659/mo
Today · 4.125%
HK$25,508
baseline
▲ 0.50% · 4.625%
HK$26,852
+HK$1,344/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,016/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,731
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,469
−HK$750/mo
Today · 4.125%
HK$25,219
baseline
▲ 0.50% · 4.625%
HK$26,754
+HK$1,535/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,438/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,400
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,108
−HK$719/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,293
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,708
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,508
−HK$813/mo
Today · 4.125%
HK$27,321
baseline
▲ 0.50% · 4.625%
HK$28,983
+HK$1,662/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,642/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,600
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$779/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,735
+HK$1,589/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,686
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,547
−HK$875/mo
Today · 4.125%
HK$29,422
baseline
▲ 0.50% · 4.625%
HK$31,212
+HK$1,790/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,844/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,800
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,626
−HK$838/mo
Today · 4.125%
HK$32,464
baseline
▲ 0.50% · 4.625%
HK$34,176
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,928/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,664
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,586
−HK$938/mo
Today · 4.125%
HK$31,524
baseline
▲ 0.50% · 4.625%
HK$33,442
+HK$1,918/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$63,048/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,000
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,886
−HK$897/mo
Today · 4.125%
HK$34,783
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$1,834/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,566/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,641
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,625
−HK$1,000/mo
Today · 4.125%
HK$33,625
baseline
▲ 0.50% · 4.625%
HK$35,671
+HK$2,046/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$67,250/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,201
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,145
−HK$957/mo
Today · 4.125%
HK$37,102
baseline
▲ 0.50% · 4.625%
HK$39,058
+HK$1,956/mo
Deposit HK$1.73M · loan HK$6.94M · min. income ≈ HK$74,204/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,619
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,664
−HK$1,063/mo
Today · 4.125%
HK$35,727
baseline
▲ 0.50% · 4.625%
HK$37,901
+HK$2,174/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$71,454/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,401
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,404
−HK$1,017/mo
Today · 4.125%
HK$39,421
baseline
▲ 0.50% · 4.625%
HK$41,499
+HK$2,078/mo
Deposit HK$1.30M · loan HK$7.37M · min. income ≈ HK$78,842/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,596
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,704
−HK$1,125/mo
Today · 4.125%
HK$37,829
baseline
▲ 0.50% · 4.625%
HK$40,130
+HK$2,301/mo
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$75,658/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,601
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,663
−HK$1,077/mo
Today · 4.125%
HK$41,740
baseline
▲ 0.50% · 4.625%
HK$43,940
+HK$2,200/mo
Deposit HK$867K · loan HK$7.81M · min. income ≈ HK$83,480/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).