▼ 0.50% · 3.625%
HK$20,586
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,226
−HK$651/mo
Today · 4.125%
HK$21,877
baseline
▲ 0.50% · 4.625%
HK$23,208
+HK$1,331/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,754/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,902
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$23,516
−HK$623/mo
Today · 4.125%
HK$24,139
baseline
▲ 0.50% · 4.625%
HK$25,411
+HK$1,272/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,278/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,644
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,349
−HK$715/mo
Today · 4.125%
HK$24,064
baseline
▲ 0.50% · 4.625%
HK$25,529
+HK$1,465/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$48,128/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,192
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,867
−HK$686/mo
Today · 4.125%
HK$26,553
baseline
▲ 0.50% · 4.625%
HK$27,952
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.97M · min. income ≈ HK$53,106/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,703
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,471
−HK$781/mo
Today · 4.125%
HK$26,252
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,597/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,504/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,482
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,219
−HK$748/mo
Today · 4.125%
HK$28,967
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,526/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,934/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,762
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,594
−HK$846/mo
Today · 4.125%
HK$28,440
baseline
▲ 0.50% · 4.625%
HK$30,170
+HK$1,730/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,880/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,772
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,570
−HK$810/mo
Today · 4.125%
HK$31,380
baseline
▲ 0.50% · 4.625%
HK$33,035
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,760/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,820
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$910/mo
Today · 4.125%
HK$30,627
baseline
▲ 0.50% · 4.625%
HK$32,491
+HK$1,864/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,254/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,062
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,922
−HK$872/mo
Today · 4.125%
HK$33,794
baseline
▲ 0.50% · 4.625%
HK$35,576
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,588/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,879
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,839
−HK$976/mo
Today · 4.125%
HK$32,815
baseline
▲ 0.50% · 4.625%
HK$34,812
+HK$1,997/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$65,630/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,352
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,274
−HK$934/mo
Today · 4.125%
HK$36,208
baseline
▲ 0.50% · 4.625%
HK$38,117
+HK$1,909/mo
Deposit HK$2.26M · loan HK$6.77M · min. income ≈ HK$72,416/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,937
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,962
−HK$1,041/mo
Today · 4.125%
HK$35,003
baseline
▲ 0.50% · 4.625%
HK$37,133
+HK$2,130/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$70,006/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,642
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,625
−HK$997/mo
Today · 4.125%
HK$38,622
baseline
▲ 0.50% · 4.625%
HK$40,658
+HK$2,036/mo
Deposit HK$1.81M · loan HK$7.22M · min. income ≈ HK$77,244/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,996
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,085
−HK$1,105/mo
Today · 4.125%
HK$37,190
baseline
▲ 0.50% · 4.625%
HK$39,453
+HK$2,263/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,380/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,933
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,977
−HK$1,059/mo
Today · 4.125%
HK$41,036
baseline
▲ 0.50% · 4.625%
HK$43,199
+HK$2,163/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$82,072/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,055
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,207
−HK$1,171/mo
Today · 4.125%
HK$39,378
baseline
▲ 0.50% · 4.625%
HK$41,774
+HK$2,396/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,756/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,223
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,328
−HK$1,122/mo
Today · 4.125%
HK$43,450
baseline
▲ 0.50% · 4.625%
HK$45,740
+HK$2,290/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,900/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$272,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).