▼ 0.50% · 3.625%
HK$4,035
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$127/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,549
+HK$261/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$123/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$4,981
+HK$249/mo
Deposit HK$885K · loan HK$885K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,439
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$140/mo
Today · 4.125%
HK$4,717
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$287/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$9,434/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,938
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$135/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,479
+HK$274/mo
Deposit HK$796K · loan HK$973K · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,993
−HK$153/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,459
+HK$313/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,387
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,531
−HK$147/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$5,977
+HK$299/mo
Deposit HK$708K · loan HK$1.06M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,246
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,409
−HK$166/mo
Today · 4.125%
HK$5,575
baseline
▲ 0.50% · 4.625%
HK$5,914
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,150/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,836
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$159/mo
Today · 4.125%
HK$6,151
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,302/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,649
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,825
−HK$179/mo
Today · 4.125%
HK$6,004
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$365/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$12,008/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,285
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$171/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$6,973
+HK$349/mo
Deposit HK$531K · loan HK$1.24M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,053
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$191/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,824
+HK$392/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,734
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$183/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$375/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,456
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,657
−HK$204/mo
Today · 4.125%
HK$6,861
baseline
▲ 0.50% · 4.625%
HK$7,279
+HK$418/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$13,722/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,183
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,375
−HK$196/mo
Today · 4.125%
HK$7,571
baseline
▲ 0.50% · 4.625%
HK$7,970
+HK$399/mo
Deposit HK$354K · loan HK$1.42M · min. income ≈ HK$15,142/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$217/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$444/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,631
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,836
−HK$208/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,468
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$230/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$220/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$8,966
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).