▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$261/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,503
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,624
−HK$122/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$251/mo
Deposit HK$888K · loan HK$888K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$141/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,020
+HK$288/mo
Deposit HK$799K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$799K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$154/mo
Today · 4.125%
HK$5,162
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$314/mo
Deposit HK$710K · loan HK$1.07M · min. income ≈ HK$10,324/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,404
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,549
−HK$147/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$300/mo
Deposit HK$710K · loan HK$1.07M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,426
−HK$166/mo
Today · 4.125%
HK$5,592
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$340/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$11,184/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,011
−HK$159/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$326/mo
Deposit HK$621K · loan HK$1.15M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,667
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,843
−HK$179/mo
Today · 4.125%
HK$6,022
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$367/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,044/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,304
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,473
−HK$172/mo
Today · 4.125%
HK$6,645
baseline
▲ 0.50% · 4.625%
HK$6,995
+HK$350/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,290/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$192/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,755
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$184/mo
Today · 4.125%
HK$7,120
baseline
▲ 0.50% · 4.625%
HK$7,495
+HK$375/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,240/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,476
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,678
−HK$205/mo
Today · 4.125%
HK$6,883
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$418/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,766/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,205
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,398
−HK$196/mo
Today · 4.125%
HK$7,594
baseline
▲ 0.50% · 4.625%
HK$7,994
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,188/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,881
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,095
−HK$218/mo
Today · 4.125%
HK$7,313
baseline
▲ 0.50% · 4.625%
HK$7,758
+HK$445/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$14,626/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,655
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,861
−HK$208/mo
Today · 4.125%
HK$8,069
baseline
▲ 0.50% · 4.625%
HK$8,494
+HK$425/mo
Deposit HK$266K · loan HK$1.51M · min. income ≈ HK$16,138/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,286
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,513
−HK$230/mo
Today · 4.125%
HK$7,743
baseline
▲ 0.50% · 4.625%
HK$8,214
+HK$471/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,486/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,106
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,323
−HK$220/mo
Today · 4.125%
HK$8,543
baseline
▲ 0.50% · 4.625%
HK$8,994
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,086/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).