▼ 0.50% · 3.625%
HK$4,054
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$128/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$262/mo
Deposit HK$889K · loan HK$889K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,631
−HK$122/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,004
+HK$251/mo
Deposit HK$889K · loan HK$889K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$141/mo
Today · 4.125%
HK$4,739
baseline
▲ 0.50% · 4.625%
HK$5,027
+HK$288/mo
Deposit HK$800K · loan HK$978K · min. income ≈ HK$9,478/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,961
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,094
−HK$135/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,504
+HK$275/mo
Deposit HK$800K · loan HK$978K · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$153/mo
Today · 4.125%
HK$5,169
baseline
▲ 0.50% · 4.625%
HK$5,484
+HK$315/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$10,338/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$147/mo
Today · 4.125%
HK$5,704
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$301/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$11,408/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,270
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$166/mo
Today · 4.125%
HK$5,600
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$341/mo
Deposit HK$622K · loan HK$1.16M · min. income ≈ HK$11,200/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,020
−HK$159/mo
Today · 4.125%
HK$6,179
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$326/mo
Deposit HK$622K · loan HK$1.16M · min. income ≈ HK$12,358/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,675
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$179/mo
Today · 4.125%
HK$6,031
baseline
▲ 0.50% · 4.625%
HK$6,398
+HK$367/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,062/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,313
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,483
−HK$172/mo
Today · 4.125%
HK$6,655
baseline
▲ 0.50% · 4.625%
HK$7,005
+HK$350/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,310/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,270
−HK$192/mo
Today · 4.125%
HK$6,462
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,924/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,764
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,946
−HK$184/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,506
+HK$376/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,486
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,688
−HK$205/mo
Today · 4.125%
HK$6,893
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$419/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$13,786/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,215
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,409
−HK$196/mo
Today · 4.125%
HK$7,605
baseline
▲ 0.50% · 4.625%
HK$8,006
+HK$401/mo
Deposit HK$356K · loan HK$1.42M · min. income ≈ HK$15,210/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,891
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,106
−HK$217/mo
Today · 4.125%
HK$7,323
baseline
▲ 0.50% · 4.625%
HK$7,769
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,646/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,666
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,872
−HK$209/mo
Today · 4.125%
HK$8,081
baseline
▲ 0.50% · 4.625%
HK$8,506
+HK$425/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,162/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,297
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,524
−HK$230/mo
Today · 4.125%
HK$7,754
baseline
▲ 0.50% · 4.625%
HK$8,226
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,508/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,117
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,335
−HK$221/mo
Today · 4.125%
HK$8,556
baseline
▲ 0.50% · 4.625%
HK$9,007
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,112/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).