▼ 0.50% · 3.625%
HK$3,899
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$123/mo
Today · 4.125%
HK$4,143
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$252/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$8,286/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,337
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$118/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,812
+HK$240/mo
Deposit HK$855K · loan HK$855K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$135/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,835
+HK$278/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,899
−HK$130/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,294
+HK$265/mo
Deposit HK$769K · loan HK$940K · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,678
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$148/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,274
+HK$302/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,205
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,344
−HK$142/mo
Today · 4.125%
HK$5,486
baseline
▲ 0.50% · 4.625%
HK$5,775
+HK$289/mo
Deposit HK$684K · loan HK$1.03M · min. income ≈ HK$10,972/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,068
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$160/mo
Today · 4.125%
HK$5,386
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$328/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$10,772/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,638
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$153/mo
Today · 4.125%
HK$5,943
baseline
▲ 0.50% · 4.625%
HK$6,256
+HK$313/mo
Deposit HK$598K · loan HK$1.11M · min. income ≈ HK$11,886/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$172/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$165/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$337/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,030
−HK$185/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,593
+HK$378/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,506
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,680
−HK$177/mo
Today · 4.125%
HK$6,857
baseline
▲ 0.50% · 4.625%
HK$7,219
+HK$362/mo
Deposit HK$427K · loan HK$1.28M · min. income ≈ HK$13,714/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,238
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$197/mo
Today · 4.125%
HK$6,629
baseline
▲ 0.50% · 4.625%
HK$7,032
+HK$403/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,258/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,940
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,126
−HK$188/mo
Today · 4.125%
HK$7,314
baseline
▲ 0.50% · 4.625%
HK$7,700
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,628/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,628
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$209/mo
Today · 4.125%
HK$7,043
baseline
▲ 0.50% · 4.625%
HK$7,472
+HK$429/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,086/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,373
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,571
−HK$201/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,181
+HK$409/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$222/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,911
+HK$453/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,807
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,016
−HK$213/mo
Today · 4.125%
HK$8,229
baseline
▲ 0.50% · 4.625%
HK$8,662
+HK$433/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,458/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).