▼ 0.50% · 3.625%
HK$3,933
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$124/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$254/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,493
−HK$119/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,855
+HK$243/mo
Deposit HK$862K · loan HK$862K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$863K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,327
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$137/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,878
+HK$280/mo
Deposit HK$776K · loan HK$949K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$131/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$268/mo
Deposit HK$776K · loan HK$949K · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$149/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,321
+HK$305/mo
Deposit HK$690K · loan HK$1.03M · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,251
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,392
−HK$142/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,826
+HK$292/mo
Deposit HK$690K · loan HK$1.03M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,113
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,272
−HK$162/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$330/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,841
−HK$155/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,312
+HK$316/mo
Deposit HK$604K · loan HK$1.12M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,678
−HK$174/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$356/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,290
−HK$167/mo
Today · 4.125%
HK$6,457
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$340/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,914/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,900
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,083
−HK$187/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,651
+HK$381/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,739
−HK$179/mo
Today · 4.125%
HK$6,918
baseline
▲ 0.50% · 4.625%
HK$7,283
+HK$365/mo
Deposit HK$431K · loan HK$1.29M · min. income ≈ HK$13,836/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,489
−HK$199/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$407/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,001
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$190/mo
Today · 4.125%
HK$7,379
baseline
▲ 0.50% · 4.625%
HK$7,768
+HK$389/mo
Deposit HK$345K · loan HK$1.38M · min. income ≈ HK$14,758/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,686
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$212/mo
Today · 4.125%
HK$7,106
baseline
▲ 0.50% · 4.625%
HK$7,538
+HK$432/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$14,212/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,439
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,638
−HK$202/mo
Today · 4.125%
HK$7,840
baseline
▲ 0.50% · 4.625%
HK$8,254
+HK$414/mo
Deposit HK$259K · loan HK$1.47M · min. income ≈ HK$15,680/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,080
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,300
−HK$224/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,982
+HK$458/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,876
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,087
−HK$215/mo
Today · 4.125%
HK$8,302
baseline
▲ 0.50% · 4.625%
HK$8,739
+HK$437/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,604/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).