▼ 0.50% · 3.625%
HK$3,911
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$124/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,410
+HK$253/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$119/mo
Today · 4.125%
HK$4,587
baseline
▲ 0.50% · 4.625%
HK$4,828
+HK$241/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$9,174/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$279/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$130/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$266/mo
Deposit HK$772K · loan HK$943K · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,694
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,840
−HK$148/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,292
+HK$304/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,222
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$142/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,085
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$161/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,657
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$153/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$315/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,646
−HK$173/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,173
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,092
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$166/mo
Today · 4.125%
HK$6,421
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$339/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,842/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,050
−HK$185/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,614
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,527
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$178/mo
Today · 4.125%
HK$6,880
baseline
▲ 0.50% · 4.625%
HK$7,242
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,760/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,258
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$198/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,962
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$189/mo
Today · 4.125%
HK$7,338
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,676/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,649
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,856
−HK$210/mo
Today · 4.125%
HK$7,066
baseline
▲ 0.50% · 4.625%
HK$7,496
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,132/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,397
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,596
−HK$201/mo
Today · 4.125%
HK$7,797
baseline
▲ 0.50% · 4.625%
HK$8,208
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,594/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$222/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$455/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,833
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,043
−HK$213/mo
Today · 4.125%
HK$8,256
baseline
▲ 0.50% · 4.625%
HK$8,691
+HK$435/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$16,512/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).