▼ 0.50% · 3.625%
HK$3,926
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$125/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$253/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$119/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$243/mo
Deposit HK$861K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$137/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$279/mo
Deposit HK$775K · loan HK$947K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$130/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$267/mo
Deposit HK$775K · loan HK$947K · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$149/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$305/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$143/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$291/mo
Deposit HK$689K · loan HK$1.03M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$154/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$316/mo
Deposit HK$603K · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,497
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,668
−HK$174/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$355/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,115
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$167/mo
Today · 4.125%
HK$6,446
baseline
▲ 0.50% · 4.625%
HK$6,785
+HK$339/mo
Deposit HK$517K · loan HK$1.21M · min. income ≈ HK$12,892/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,073
−HK$186/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$381/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,552
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,728
−HK$178/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$364/mo
Deposit HK$430K · loan HK$1.29M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$199/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,082
+HK$406/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,989
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,176
−HK$190/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,755
+HK$389/mo
Deposit HK$344K · loan HK$1.38M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,675
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,882
−HK$211/mo
Today · 4.125%
HK$7,093
baseline
▲ 0.50% · 4.625%
HK$7,525
+HK$432/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$14,186/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,426
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,625
−HK$202/mo
Today · 4.125%
HK$7,827
baseline
▲ 0.50% · 4.625%
HK$8,239
+HK$412/mo
Deposit HK$258K · loan HK$1.46M · min. income ≈ HK$15,654/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$444/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$224/mo
Today · 4.125%
HK$7,511
baseline
▲ 0.50% · 4.625%
HK$7,968
+HK$457/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$15,022/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,862
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,073
−HK$214/mo
Today · 4.125%
HK$8,287
baseline
▲ 0.50% · 4.625%
HK$8,724
+HK$437/mo
Deposit HK$172K · loan HK$1.55M · min. income ≈ HK$16,574/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).