▼ 0.50% · 3.625%
HK$3,887
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$123/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$251/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,325
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,441
−HK$117/mo
Today · 4.125%
HK$4,558
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$240/mo
Deposit HK$852K · loan HK$852K · min. income ≈ HK$9,116/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$135/mo
Today · 4.125%
HK$4,544
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$277/mo
Deposit HK$767K · loan HK$938K · min. income ≈ HK$9,088/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,885
−HK$129/mo
Today · 4.125%
HK$5,014
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$264/mo
Deposit HK$767K · loan HK$938K · min. income ≈ HK$10,028/mo (50% DSR)
Upfront cash ≈ HK$767K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,810
−HK$147/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$302/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$141/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$288/mo
Deposit HK$682K · loan HK$1.02M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,211
−HK$159/mo
Today · 4.125%
HK$5,370
baseline
▲ 0.50% · 4.625%
HK$5,697
+HK$327/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$10,740/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,622
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,773
−HK$153/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,238
+HK$312/mo
Deposit HK$597K · loan HK$1.11M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$172/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$352/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,217
−HK$164/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,718
+HK$337/mo
Deposit HK$511K · loan HK$1.19M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,831
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,012
−HK$185/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,574
+HK$377/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,487
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,661
−HK$176/mo
Today · 4.125%
HK$6,837
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$361/mo
Deposit HK$426K · loan HK$1.28M · min. income ≈ HK$13,674/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,413
−HK$197/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$7,012
+HK$402/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,919
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,105
−HK$188/mo
Today · 4.125%
HK$7,293
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$385/mo
Deposit HK$341K · loan HK$1.36M · min. income ≈ HK$14,586/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,608
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$209/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$427/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$200/mo
Today · 4.125%
HK$7,749
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$408/mo
Deposit HK$256K · loan HK$1.45M · min. income ≈ HK$15,498/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,997
−HK$439/mo
▼ 0.25% · 3.875%
HK$7,215
−HK$221/mo
Today · 4.125%
HK$7,436
baseline
▲ 0.50% · 4.625%
HK$7,888
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,872/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,784
−HK$421/mo
▼ 0.25% · 3.875%
HK$7,993
−HK$212/mo
Today · 4.125%
HK$8,205
baseline
▲ 0.50% · 4.625%
HK$8,637
+HK$432/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,410/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).