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At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,201/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,402/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,622 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Choi Hung Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- E
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 84%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-09 | HK$6.64M | +34.6% 5.1y |
| 2015-12-31 | HK$4.93M | +193.5% 6.8y |
| 2009-02-27 | HK$1.68M | −27.6% 11.0y |
| 1998-03-13 | HK$2.32M | — |