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At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,172/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,344/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,955 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Choi Hung Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- F
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 83%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-31 | HK$6.57M | +152.7% 10.2y |
| 2010-10-28 | HK$2.60M | +18.7% 2.2y |
| 2008-08-18 | HK$2.19M | +65.9% 5.6y |
| 2003-02-08 | HK$1.32M | −58.8% 5.4y |
| 1997-09-06 | HK$3.20M | — |