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At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,001/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,002/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$76,040 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Choi Hung Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- F
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 486 ft²
- Efficiency
- 83%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-03 | HK$6.85M | +312.7% 12.8y |
| 2007-09-07 | HK$1.66M | −1.2% 6.3y |
| 2001-05-22 | HK$1.68M | −47.2% 3.9y |
| 1997-07-09 | HK$3.18M | — |