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At today's rate and a 90% mortgage, the deposit on this unit is about HK$458K, with repayments around HK$19,989/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$458K · loan HK$4.12M · min. income ≈ HK$39,978/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$75,762 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Choi Hung Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 478 ft²
- Efficiency
- 84%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-04 | HK$6.47M | +148.8% 8.3y |
| 2011-11-28 | HK$2.60M | +111.7% 8.1y |
| 2003-11-22 | HK$1.23M | −54.5% 5.8y |
| 1998-01-13 | HK$2.70M | — |