▼ 0.50% · 3.625%
HK$1,937
−HK$122/mo
▼ 0.25% · 3.875%
HK$1,998
−HK$61/mo
Today · 4.125%
HK$2,059
baseline
▲ 0.50% · 4.625%
HK$2,184
+HK$125/mo
Deposit HK$425K · loan HK$425K · min. income ≈ HK$4,118/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,155
−HK$117/mo
▼ 0.25% · 3.875%
HK$2,213
−HK$59/mo
Today · 4.125%
HK$2,272
baseline
▲ 0.50% · 4.625%
HK$2,391
+HK$119/mo
Deposit HK$425K · loan HK$425K · min. income ≈ HK$4,544/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,131
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,197
−HK$68/mo
Today · 4.125%
HK$2,265
baseline
▲ 0.50% · 4.625%
HK$2,403
+HK$138/mo
Deposit HK$382K · loan HK$467K · min. income ≈ HK$4,530/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,371
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,434
−HK$65/mo
Today · 4.125%
HK$2,499
baseline
▲ 0.50% · 4.625%
HK$2,631
+HK$132/mo
Deposit HK$382K · loan HK$467K · min. income ≈ HK$4,998/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,325
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,397
−HK$74/mo
Today · 4.125%
HK$2,471
baseline
▲ 0.50% · 4.625%
HK$2,621
+HK$150/mo
Deposit HK$340K · loan HK$510K · min. income ≈ HK$4,942/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,656
−HK$70/mo
Today · 4.125%
HK$2,726
baseline
▲ 0.50% · 4.625%
HK$2,870
+HK$144/mo
Deposit HK$340K · loan HK$510K · min. income ≈ HK$5,452/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,519
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,597
−HK$79/mo
Today · 4.125%
HK$2,676
baseline
▲ 0.50% · 4.625%
HK$2,839
+HK$163/mo
Deposit HK$297K · loan HK$552K · min. income ≈ HK$5,352/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$76/mo
Today · 4.125%
HK$2,953
baseline
▲ 0.50% · 4.625%
HK$3,109
+HK$156/mo
Deposit HK$297K · loan HK$552K · min. income ≈ HK$5,906/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,712
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$85/mo
Today · 4.125%
HK$2,882
baseline
▲ 0.50% · 4.625%
HK$3,058
+HK$176/mo
Deposit HK$255K · loan HK$595K · min. income ≈ HK$5,764/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,017
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,098
−HK$82/mo
Today · 4.125%
HK$3,180
baseline
▲ 0.50% · 4.625%
HK$3,348
+HK$168/mo
Deposit HK$255K · loan HK$595K · min. income ≈ HK$6,360/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,906
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,996
−HK$92/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,276
+HK$188/mo
Deposit HK$212K · loan HK$637K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,233
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$88/mo
Today · 4.125%
HK$3,408
baseline
▲ 0.50% · 4.625%
HK$3,587
+HK$179/mo
Deposit HK$212K · loan HK$637K · min. income ≈ HK$6,816/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,196
−HK$98/mo
Today · 4.125%
HK$3,294
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$201/mo
Deposit HK$170K · loan HK$680K · min. income ≈ HK$6,588/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,448
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$94/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$191/mo
Deposit HK$170K · loan HK$680K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,294
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$127K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$100/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,066
+HK$204/mo
Deposit HK$127K · loan HK$722K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,487
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,596
−HK$110/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$225/mo
Deposit HK$85K · loan HK$765K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,880
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,984
−HK$105/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,305
+HK$216/mo
Deposit HK$85K · loan HK$765K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).