▼ 0.50% · 3.625%
HK$3,426
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$109/mo
Today · 4.125%
HK$3,641
baseline
▲ 0.50% · 4.625%
HK$3,862
+HK$221/mo
Deposit HK$751K · loan HK$751K · min. income ≈ HK$7,282/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,811
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,914
−HK$103/mo
Today · 4.125%
HK$4,017
baseline
▲ 0.50% · 4.625%
HK$4,229
+HK$212/mo
Deposit HK$751K · loan HK$751K · min. income ≈ HK$8,034/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,769
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,886
−HK$119/mo
Today · 4.125%
HK$4,005
baseline
▲ 0.50% · 4.625%
HK$4,249
+HK$244/mo
Deposit HK$676K · loan HK$826K · min. income ≈ HK$8,010/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,192
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,305
−HK$114/mo
Today · 4.125%
HK$4,419
baseline
▲ 0.50% · 4.625%
HK$4,652
+HK$233/mo
Deposit HK$676K · loan HK$826K · min. income ≈ HK$8,838/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,239
−HK$130/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,635
+HK$266/mo
Deposit HK$601K · loan HK$901K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,574
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$125/mo
Today · 4.125%
HK$4,821
baseline
▲ 0.50% · 4.625%
HK$5,075
+HK$254/mo
Deposit HK$601K · loan HK$901K · min. income ≈ HK$9,642/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,592
−HK$141/mo
Today · 4.125%
HK$4,733
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$288/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$9,466/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,955
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$134/mo
Today · 4.125%
HK$5,222
baseline
▲ 0.50% · 4.625%
HK$5,498
+HK$276/mo
Deposit HK$526K · loan HK$977K · min. income ≈ HK$10,444/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$152/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,407
+HK$310/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,336
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,479
−HK$145/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$297/mo
Deposit HK$451K · loan HK$1.05M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$162/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,793
+HK$332/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$156/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,343
+HK$317/mo
Deposit HK$376K · loan HK$1.13M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$173/mo
Today · 4.125%
HK$5,825
baseline
▲ 0.50% · 4.625%
HK$6,180
+HK$355/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$11,650/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,098
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,262
−HK$166/mo
Today · 4.125%
HK$6,428
baseline
▲ 0.50% · 4.625%
HK$6,766
+HK$338/mo
Deposit HK$300K · loan HK$1.20M · min. income ≈ HK$12,856/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,824
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$184/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$377/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$176/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,189
+HK$360/mo
Deposit HK$225K · loan HK$1.28M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,167
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$195/mo
Today · 4.125%
HK$6,553
baseline
▲ 0.50% · 4.625%
HK$6,952
+HK$399/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$13,106/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,044
−HK$187/mo
Today · 4.125%
HK$7,231
baseline
▲ 0.50% · 4.625%
HK$7,612
+HK$381/mo
Deposit HK$150K · loan HK$1.35M · min. income ≈ HK$14,462/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).