▼ 0.50% · 3.625%
HK$3,130
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$99/mo
Today · 4.125%
HK$3,327
baseline
▲ 0.50% · 4.625%
HK$3,529
+HK$202/mo
Deposit HK$686K · loan HK$686K · min. income ≈ HK$6,654/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,482
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$95/mo
Today · 4.125%
HK$3,671
baseline
▲ 0.50% · 4.625%
HK$3,864
+HK$193/mo
Deposit HK$686K · loan HK$686K · min. income ≈ HK$7,342/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$109/mo
Today · 4.125%
HK$3,659
baseline
▲ 0.50% · 4.625%
HK$3,882
+HK$223/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$7,318/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$105/mo
Today · 4.125%
HK$4,038
baseline
▲ 0.50% · 4.625%
HK$4,250
+HK$212/mo
Deposit HK$618K · loan HK$755K · min. income ≈ HK$8,076/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,756
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$549K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$129/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,588
+HK$263/mo
Deposit HK$480K · loan HK$892K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$123/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$251/mo
Deposit HK$480K · loan HK$892K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,382
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$138/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$284/mo
Deposit HK$412K · loan HK$961K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,006
−HK$133/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$412K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,842
−HK$148/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,294
+HK$304/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$142/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$290/mo
Deposit HK$343K · loan HK$1.03M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,008
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$159/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,646
+HK$323/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,572
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,721
−HK$152/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,182
+HK$309/mo
Deposit HK$275K · loan HK$1.10M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,322
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$168/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$5,999
+HK$344/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$161/mo
Today · 4.125%
HK$6,240
baseline
▲ 0.50% · 4.625%
HK$6,569
+HK$329/mo
Deposit HK$206K · loan HK$1.17M · min. income ≈ HK$12,480/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$178/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,352
+HK$364/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$171/mo
Today · 4.125%
HK$6,607
baseline
▲ 0.50% · 4.625%
HK$6,955
+HK$348/mo
Deposit HK$137K · loan HK$1.24M · min. income ≈ HK$13,214/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).