▼ 0.50% · 3.625%
HK$2,052
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,116
−HK$65/mo
Today · 4.125%
HK$2,181
baseline
▲ 0.50% · 4.625%
HK$2,313
+HK$132/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,362/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,283
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,344
−HK$62/mo
Today · 4.125%
HK$2,406
baseline
▲ 0.50% · 4.625%
HK$2,533
+HK$127/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,812/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,257
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,328
−HK$71/mo
Today · 4.125%
HK$2,399
baseline
▲ 0.50% · 4.625%
HK$2,545
+HK$146/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$4,798/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,511
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,579
−HK$68/mo
Today · 4.125%
HK$2,647
baseline
▲ 0.50% · 4.625%
HK$2,786
+HK$139/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$5,294/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,463
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,539
−HK$78/mo
Today · 4.125%
HK$2,617
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$159/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,234/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,740
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$75/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,040
+HK$152/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,668
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,751
−HK$84/mo
Today · 4.125%
HK$2,835
baseline
▲ 0.50% · 4.625%
HK$3,008
+HK$173/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$5,670/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,047
−HK$81/mo
Today · 4.125%
HK$3,128
baseline
▲ 0.50% · 4.625%
HK$3,293
+HK$165/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$6,256/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,873
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,962
−HK$91/mo
Today · 4.125%
HK$3,053
baseline
▲ 0.50% · 4.625%
HK$3,239
+HK$186/mo
Deposit HK$270K · loan HK$630K · min. income ≈ HK$6,106/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,196
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$87/mo
Today · 4.125%
HK$3,369
baseline
▲ 0.50% · 4.625%
HK$3,546
+HK$177/mo
Deposit HK$270K · loan HK$630K · min. income ≈ HK$6,738/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$97/mo
Today · 4.125%
HK$3,271
baseline
▲ 0.50% · 4.625%
HK$3,470
+HK$199/mo
Deposit HK$225K · loan HK$675K · min. income ≈ HK$6,542/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,424
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$93/mo
Today · 4.125%
HK$3,609
baseline
▲ 0.50% · 4.625%
HK$3,800
+HK$191/mo
Deposit HK$225K · loan HK$675K · min. income ≈ HK$7,218/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,283
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,385
−HK$104/mo
Today · 4.125%
HK$3,489
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$213/mo
Deposit HK$180K · loan HK$720K · min. income ≈ HK$6,978/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,653
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$99/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,053
+HK$203/mo
Deposit HK$180K · loan HK$720K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$110/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$226/mo
Deposit HK$135K · loan HK$765K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$106/mo
Today · 4.125%
HK$4,091
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$215/mo
Deposit HK$135K · loan HK$765K · min. income ≈ HK$8,182/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$116/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$239/mo
Deposit HK$90K · loan HK$810K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$112/mo
Today · 4.125%
HK$4,331
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$229/mo
Deposit HK$90K · loan HK$810K · min. income ≈ HK$8,662/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).