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Crescira AVM · estimated value Medium confidence
HK$3.00M
≈ HK$6,782 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$300K, with repayments around HK$13,105/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$12,332
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,716
−HK$389/mo
Today · 4.125%
HK$13,105
baseline
▲ 0.50% · 4.625%
HK$13,903
+HK$798/mo

Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,210/mo (50% DSR)

Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wong Tai Sin Station
≈ 8 min walk · 596 m
Education
80
schools within 1 km (24 within 500 m)
Daily convenience
56
within 1 km (13 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
100
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Wong Tai Sin Station Station.

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 100 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
32/F
Flat
11
Saleable Area
443 Saleable ft²
Gross Area
572 ft²
Efficiency
77%
District
Wong Tai Sin District · Kowloon
School net (POA)
43

Transaction History

Date Price Gain / loss
2019-01-08 HK$3.00M
Data sourced from Renavon.com