▼ 0.50% · 3.625%
HK$4,641
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$147/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$141/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$161/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$330/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$155/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$315/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,742
−HK$176/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$360/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,195
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,361
−HK$169/mo
Today · 4.125%
HK$6,530
baseline
▲ 0.50% · 4.625%
HK$6,874
+HK$344/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$13,060/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,033
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,221
−HK$190/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,801
+HK$390/mo
Deposit HK$712K · loan HK$1.32M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,712
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,892
−HK$182/mo
Today · 4.125%
HK$7,074
baseline
▲ 0.50% · 4.625%
HK$7,447
+HK$373/mo
Deposit HK$712K · loan HK$1.32M · min. income ≈ HK$14,148/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$205/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$421/mo
Deposit HK$611K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,228
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,422
−HK$196/mo
Today · 4.125%
HK$7,618
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$402/mo
Deposit HK$611K · loan HK$1.42M · min. income ≈ HK$15,236/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,178
−HK$220/mo
Today · 4.125%
HK$7,398
baseline
▲ 0.50% · 4.625%
HK$7,848
+HK$450/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$14,796/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,744
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,952
−HK$211/mo
Today · 4.125%
HK$8,163
baseline
▲ 0.50% · 4.625%
HK$8,593
+HK$430/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$16,326/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,425
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,656
−HK$235/mo
Today · 4.125%
HK$7,891
baseline
▲ 0.50% · 4.625%
HK$8,371
+HK$480/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$15,782/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,260
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,482
−HK$225/mo
Today · 4.125%
HK$8,707
baseline
▲ 0.50% · 4.625%
HK$9,166
+HK$459/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$17,414/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,889
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,135
−HK$249/mo
Today · 4.125%
HK$8,384
baseline
▲ 0.50% · 4.625%
HK$8,894
+HK$510/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$16,768/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,777
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,012
−HK$239/mo
Today · 4.125%
HK$9,251
baseline
▲ 0.50% · 4.625%
HK$9,738
+HK$487/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$18,502/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,353
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,613
−HK$264/mo
Today · 4.125%
HK$8,877
baseline
▲ 0.50% · 4.625%
HK$9,417
+HK$540/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$17,754/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,293
−HK$502/mo
▼ 0.25% · 3.875%
HK$9,542
−HK$253/mo
Today · 4.125%
HK$9,795
baseline
▲ 0.50% · 4.625%
HK$10,311
+HK$516/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$19,590/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).