▼ 0.50% · 3.625%
HK$4,539
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$143/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,118
+HK$294/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$138/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$280/mo
Deposit HK$995K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$157/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,629
+HK$323/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,555
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,704
−HK$151/mo
Today · 4.125%
HK$5,855
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$309/mo
Deposit HK$896K · loan HK$1.09M · min. income ≈ HK$11,710/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$172/mo
Today · 4.125%
HK$5,789
baseline
▲ 0.50% · 4.625%
HK$6,141
+HK$352/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$11,578/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$164/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,724
+HK$337/mo
Deposit HK$796K · loan HK$1.19M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,085
−HK$186/mo
Today · 4.125%
HK$6,271
baseline
▲ 0.50% · 4.625%
HK$6,653
+HK$382/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$12,542/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,565
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,741
−HK$179/mo
Today · 4.125%
HK$6,920
baseline
▲ 0.50% · 4.625%
HK$7,285
+HK$365/mo
Deposit HK$697K · loan HK$1.29M · min. income ≈ HK$13,840/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,355
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$201/mo
Today · 4.125%
HK$6,754
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$411/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$13,508/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,070
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,260
−HK$192/mo
Today · 4.125%
HK$7,452
baseline
▲ 0.50% · 4.625%
HK$7,845
+HK$393/mo
Deposit HK$597K · loan HK$1.39M · min. income ≈ HK$14,904/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,021
−HK$215/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,676
+HK$440/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,575
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,778
−HK$206/mo
Today · 4.125%
HK$7,984
baseline
▲ 0.50% · 4.625%
HK$8,405
+HK$421/mo
Deposit HK$498K · loan HK$1.49M · min. income ≈ HK$15,968/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,489
−HK$230/mo
Today · 4.125%
HK$7,719
baseline
▲ 0.50% · 4.625%
HK$8,188
+HK$469/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$15,438/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,080
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,297
−HK$220/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$8,966
+HK$449/mo
Deposit HK$398K · loan HK$1.59M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$244/mo
Today · 4.125%
HK$8,201
baseline
▲ 0.50% · 4.625%
HK$8,700
+HK$499/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$16,402/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,585
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,815
−HK$234/mo
Today · 4.125%
HK$9,049
baseline
▲ 0.50% · 4.625%
HK$9,526
+HK$477/mo
Deposit HK$299K · loan HK$1.69M · min. income ≈ HK$18,098/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,171
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,425
−HK$258/mo
Today · 4.125%
HK$8,683
baseline
▲ 0.50% · 4.625%
HK$9,212
+HK$529/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$17,366/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,090
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,334
−HK$247/mo
Today · 4.125%
HK$9,581
baseline
▲ 0.50% · 4.625%
HK$10,086
+HK$505/mo
Deposit HK$199K · loan HK$1.79M · min. income ≈ HK$19,162/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).