▼ 0.50% · 3.625%
HK$4,861
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,012
−HK$154/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,480
+HK$314/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$147/mo
Today · 4.125%
HK$5,700
baseline
▲ 0.50% · 4.625%
HK$6,000
+HK$300/mo
Deposit HK$1.07M · loan HK$1.07M · min. income ≈ HK$11,400/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$169/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$6,028
+HK$346/mo
Deposit HK$959K · loan HK$1.17M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$162/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,600
+HK$330/mo
Deposit HK$959K · loan HK$1.17M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,014
−HK$185/mo
Today · 4.125%
HK$6,199
baseline
▲ 0.50% · 4.625%
HK$6,576
+HK$377/mo
Deposit HK$853K · loan HK$1.28M · min. income ≈ HK$12,398/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,489
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,663
−HK$177/mo
Today · 4.125%
HK$6,840
baseline
▲ 0.50% · 4.625%
HK$7,200
+HK$360/mo
Deposit HK$853K · loan HK$1.28M · min. income ≈ HK$13,680/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,319
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$199/mo
Today · 4.125%
HK$6,715
baseline
▲ 0.50% · 4.625%
HK$7,124
+HK$409/mo
Deposit HK$746K · loan HK$1.39M · min. income ≈ HK$13,430/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,218
−HK$192/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,800
+HK$390/mo
Deposit HK$746K · loan HK$1.39M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,805
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,017
−HK$215/mo
Today · 4.125%
HK$7,232
baseline
▲ 0.50% · 4.625%
HK$7,672
+HK$440/mo
Deposit HK$640K · loan HK$1.49M · min. income ≈ HK$14,464/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,571
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,774
−HK$206/mo
Today · 4.125%
HK$7,980
baseline
▲ 0.50% · 4.625%
HK$8,400
+HK$420/mo
Deposit HK$640K · loan HK$1.49M · min. income ≈ HK$15,960/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,291
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,518
−HK$230/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,220
+HK$472/mo
Deposit HK$533K · loan HK$1.60M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,111
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,329
−HK$221/mo
Today · 4.125%
HK$8,550
baseline
▲ 0.50% · 4.625%
HK$9,000
+HK$450/mo
Deposit HK$533K · loan HK$1.60M · min. income ≈ HK$17,100/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$246/mo
Today · 4.125%
HK$8,265
baseline
▲ 0.50% · 4.625%
HK$8,768
+HK$503/mo
Deposit HK$426K · loan HK$1.71M · min. income ≈ HK$16,530/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,652
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$236/mo
Today · 4.125%
HK$9,120
baseline
▲ 0.50% · 4.625%
HK$9,600
+HK$480/mo
Deposit HK$426K · loan HK$1.71M · min. income ≈ HK$18,240/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,263
−HK$518/mo
▼ 0.25% · 3.875%
HK$8,520
−HK$261/mo
Today · 4.125%
HK$8,781
baseline
▲ 0.50% · 4.625%
HK$9,316
+HK$535/mo
Deposit HK$320K · loan HK$1.81M · min. income ≈ HK$17,562/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,193
−HK$497/mo
▼ 0.25% · 3.875%
HK$9,439
−HK$251/mo
Today · 4.125%
HK$9,690
baseline
▲ 0.50% · 4.625%
HK$10,200
+HK$510/mo
Deposit HK$320K · loan HK$1.81M · min. income ≈ HK$19,380/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,749
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,022
−HK$276/mo
Today · 4.125%
HK$9,298
baseline
▲ 0.50% · 4.625%
HK$9,864
+HK$566/mo
Deposit HK$213K · loan HK$1.92M · min. income ≈ HK$18,596/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,734
−HK$525/mo
▼ 0.25% · 3.875%
HK$9,995
−HK$264/mo
Today · 4.125%
HK$10,259
baseline
▲ 0.50% · 4.625%
HK$10,800
+HK$541/mo
Deposit HK$213K · loan HK$1.92M · min. income ≈ HK$20,518/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).