▼ 0.50% · 3.625%
HK$21,330
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,993
−HK$674/mo
Today · 4.125%
HK$22,667
baseline
▲ 0.50% · 4.625%
HK$24,047
+HK$1,380/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,334/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$645/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,330
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,463
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$741/mo
Today · 4.125%
HK$24,934
baseline
▲ 0.50% · 4.625%
HK$26,451
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,868/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,102
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,802
−HK$710/mo
Today · 4.125%
HK$27,512
baseline
▲ 0.50% · 4.625%
HK$28,963
+HK$1,451/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,024/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,596
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$809/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,856
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,475
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,239
−HK$775/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,596
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,729
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,591
−HK$877/mo
Today · 4.125%
HK$29,468
baseline
▲ 0.50% · 4.625%
HK$31,261
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,936/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,848
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,675
−HK$840/mo
Today · 4.125%
HK$32,515
baseline
▲ 0.50% · 4.625%
HK$34,229
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,030/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$943/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,665
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,221
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,112
−HK$904/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$36,862
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,990
−HK$1,011/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$36,070
+HK$2,069/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,594
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,549
−HK$968/mo
Today · 4.125%
HK$37,517
baseline
▲ 0.50% · 4.625%
HK$39,495
+HK$1,978/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,034/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,189
−HK$1,079/mo
Today · 4.125%
HK$36,268
baseline
▲ 0.50% · 4.625%
HK$38,475
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,536/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,967
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,985
−HK$1,033/mo
Today · 4.125%
HK$40,018
baseline
▲ 0.50% · 4.625%
HK$42,127
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,036/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,261
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,389
−HK$1,146/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,879
+HK$2,344/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,340
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,097/mo
Today · 4.125%
HK$42,519
baseline
▲ 0.50% · 4.625%
HK$44,760
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,038/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,394
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,588
−HK$1,213/mo
Today · 4.125%
HK$40,801
baseline
▲ 0.50% · 4.625%
HK$43,284
+HK$2,483/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,602/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,713
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,858
−HK$1,162/mo
Today · 4.125%
HK$45,020
baseline
▲ 0.50% · 4.625%
HK$47,393
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,040/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,416 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).