▼ 0.50% · 3.625%
HK$20,334
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,966
−HK$643/mo
Today · 4.125%
HK$21,609
baseline
▲ 0.50% · 4.625%
HK$22,924
+HK$1,315/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,218/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,621
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,228
−HK$615/mo
Today · 4.125%
HK$23,843
baseline
▲ 0.50% · 4.625%
HK$25,100
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,686/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,367
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,063
−HK$707/mo
Today · 4.125%
HK$23,770
baseline
▲ 0.50% · 4.625%
HK$25,216
+HK$1,446/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,540/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,883
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$677/mo
Today · 4.125%
HK$26,228
baseline
▲ 0.50% · 4.625%
HK$27,610
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,456/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$771/mo
Today · 4.125%
HK$25,931
baseline
▲ 0.50% · 4.625%
HK$27,509
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,862/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,145
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,874
−HK$738/mo
Today · 4.125%
HK$28,612
baseline
▲ 0.50% · 4.625%
HK$30,120
+HK$1,508/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,224/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,434
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,256
−HK$836/mo
Today · 4.125%
HK$28,092
baseline
▲ 0.50% · 4.625%
HK$29,801
+HK$1,709/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,184/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,196
−HK$800/mo
Today · 4.125%
HK$30,996
baseline
▲ 0.50% · 4.625%
HK$32,630
+HK$1,634/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$61,992/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,467
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,353
−HK$900/mo
Today · 4.125%
HK$30,253
baseline
▲ 0.50% · 4.625%
HK$32,093
+HK$1,840/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$60,506/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,670
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,519
−HK$862/mo
Today · 4.125%
HK$33,381
baseline
▲ 0.50% · 4.625%
HK$35,140
+HK$1,759/mo
Deposit HK$2.68M · loan HK$6.24M · min. income ≈ HK$66,762/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,501
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,450
−HK$963/mo
Today · 4.125%
HK$32,413
baseline
▲ 0.50% · 4.625%
HK$34,386
+HK$1,973/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,826/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,932
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$923/mo
Today · 4.125%
HK$35,765
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$1,885/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,530/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,534
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$33,546
−HK$1,028/mo
Today · 4.125%
HK$34,574
baseline
▲ 0.50% · 4.625%
HK$36,678
+HK$2,104/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,148/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,194
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,165
−HK$984/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,160
+HK$2,011/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,568
−HK$2,167/mo
▼ 0.25% · 3.875%
HK$35,643
−HK$1,092/mo
Today · 4.125%
HK$36,735
baseline
▲ 0.50% · 4.625%
HK$38,971
+HK$2,236/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,470/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,456
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,487
−HK$1,047/mo
Today · 4.125%
HK$40,534
baseline
▲ 0.50% · 4.625%
HK$42,670
+HK$2,136/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,068/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,601
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$37,739
−HK$1,157/mo
Today · 4.125%
HK$38,896
baseline
▲ 0.50% · 4.625%
HK$41,263
+HK$2,367/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,792/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,718
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,810
−HK$1,108/mo
Today · 4.125%
HK$42,918
baseline
▲ 0.50% · 4.625%
HK$45,180
+HK$2,262/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,836/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).