▼ 0.50% · 3.625%
HK$20,315
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,947
−HK$642/mo
Today · 4.125%
HK$21,589
baseline
▲ 0.50% · 4.625%
HK$22,902
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,178/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,600
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,206
−HK$615/mo
Today · 4.125%
HK$23,821
baseline
▲ 0.50% · 4.625%
HK$25,077
+HK$1,256/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,642/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,346
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,042
−HK$706/mo
Today · 4.125%
HK$23,748
baseline
▲ 0.50% · 4.625%
HK$25,193
+HK$1,445/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,496/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,860
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,527
−HK$676/mo
Today · 4.125%
HK$26,203
baseline
▲ 0.50% · 4.625%
HK$27,585
+HK$1,382/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,406/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,378
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,136
−HK$771/mo
Today · 4.125%
HK$25,907
baseline
▲ 0.50% · 4.625%
HK$27,483
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$51,814/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,120
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,848
−HK$737/mo
Today · 4.125%
HK$28,585
baseline
▲ 0.50% · 4.625%
HK$30,092
+HK$1,507/mo
Deposit HK$3.56M · loan HK$5.35M · min. income ≈ HK$57,170/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,409
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,231
−HK$835/mo
Today · 4.125%
HK$28,066
baseline
▲ 0.50% · 4.625%
HK$29,773
+HK$1,707/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,132/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,380
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$800/mo
Today · 4.125%
HK$30,968
baseline
▲ 0.50% · 4.625%
HK$32,600
+HK$1,632/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,936/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,441
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,326
−HK$898/mo
Today · 4.125%
HK$30,224
baseline
▲ 0.50% · 4.625%
HK$32,063
+HK$1,839/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,448/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,489
−HK$861/mo
Today · 4.125%
HK$33,350
baseline
▲ 0.50% · 4.625%
HK$35,108
+HK$1,758/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,700/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,472
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,420
−HK$963/mo
Today · 4.125%
HK$32,383
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,971/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,766/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,900
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,809
−HK$923/mo
Today · 4.125%
HK$35,732
baseline
▲ 0.50% · 4.625%
HK$37,615
+HK$1,883/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,464/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,504
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,515
−HK$1,027/mo
Today · 4.125%
HK$34,542
baseline
▲ 0.50% · 4.625%
HK$36,644
+HK$2,102/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,084/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,160
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,130
−HK$984/mo
Today · 4.125%
HK$38,114
baseline
▲ 0.50% · 4.625%
HK$40,123
+HK$2,009/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,228/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,535
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,610
−HK$1,091/mo
Today · 4.125%
HK$36,701
baseline
▲ 0.50% · 4.625%
HK$38,934
+HK$2,233/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,402/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,420
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,451
−HK$1,045/mo
Today · 4.125%
HK$40,496
baseline
▲ 0.50% · 4.625%
HK$42,631
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,992/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,567
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,704
−HK$1,156/mo
Today · 4.125%
HK$38,860
baseline
▲ 0.50% · 4.625%
HK$41,224
+HK$2,364/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,720/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,680
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,771
−HK$1,107/mo
Today · 4.125%
HK$42,878
baseline
▲ 0.50% · 4.625%
HK$45,138
+HK$2,260/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,756/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,272 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).