▼ 0.50% · 3.625%
HK$22,697
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,403
−HK$718/mo
Today · 4.125%
HK$24,121
baseline
▲ 0.50% · 4.625%
HK$25,588
+HK$1,467/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,242/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,251
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,928
−HK$687/mo
Today · 4.125%
HK$26,615
baseline
▲ 0.50% · 4.625%
HK$28,018
+HK$1,403/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,230/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,967
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,744
−HK$789/mo
Today · 4.125%
HK$26,533
baseline
▲ 0.50% · 4.625%
HK$28,147
+HK$1,614/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$53,066/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,776
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,521
−HK$755/mo
Today · 4.125%
HK$29,276
baseline
▲ 0.50% · 4.625%
HK$30,820
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.47M · min. income ≈ HK$58,552/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,237
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,084
−HK$861/mo
Today · 4.125%
HK$28,945
baseline
▲ 0.50% · 4.625%
HK$30,706
+HK$1,761/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$57,890/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,301
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,113
−HK$825/mo
Today · 4.125%
HK$31,938
baseline
▲ 0.50% · 4.625%
HK$33,621
+HK$1,683/mo
Deposit HK$3.98M · loan HK$5.97M · min. income ≈ HK$63,876/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,507
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$933/mo
Today · 4.125%
HK$31,357
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,908/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$62,714/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,826
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,706
−HK$893/mo
Today · 4.125%
HK$34,599
baseline
▲ 0.50% · 4.625%
HK$36,423
+HK$1,824/mo
Deposit HK$3.48M · loan HK$6.47M · min. income ≈ HK$69,198/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,776
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,765
−HK$1,004/mo
Today · 4.125%
HK$33,769
baseline
▲ 0.50% · 4.625%
HK$35,824
+HK$2,055/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,538/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,351
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,299
−HK$962/mo
Today · 4.125%
HK$37,261
baseline
▲ 0.50% · 4.625%
HK$39,225
+HK$1,964/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,522/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,046
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,105
−HK$1,076/mo
Today · 4.125%
HK$36,181
baseline
▲ 0.50% · 4.625%
HK$38,383
+HK$2,202/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,362/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,876
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,892
−HK$1,030/mo
Today · 4.125%
HK$39,922
baseline
▲ 0.50% · 4.625%
HK$42,027
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,844/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,316
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,445
−HK$1,148/mo
Today · 4.125%
HK$38,593
baseline
▲ 0.50% · 4.625%
HK$40,941
+HK$2,348/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$77,186/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,401
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$41,485
−HK$1,099/mo
Today · 4.125%
HK$42,584
baseline
▲ 0.50% · 4.625%
HK$44,828
+HK$2,244/mo
Deposit HK$1.99M · loan HK$7.96M · min. income ≈ HK$85,168/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,586
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,786
−HK$1,219/mo
Today · 4.125%
HK$41,005
baseline
▲ 0.50% · 4.625%
HK$43,500
+HK$2,495/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$82,010/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,926
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,077
−HK$1,168/mo
Today · 4.125%
HK$45,245
baseline
▲ 0.50% · 4.625%
HK$47,630
+HK$2,385/mo
Deposit HK$1.49M · loan HK$8.46M · min. income ≈ HK$90,490/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,855
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,126
−HK$1,291/mo
Today · 4.125%
HK$43,417
baseline
▲ 0.50% · 4.625%
HK$46,059
+HK$2,642/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$86,834/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,451
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,670
−HK$1,237/mo
Today · 4.125%
HK$47,907
baseline
▲ 0.50% · 4.625%
HK$50,432
+HK$2,525/mo
Deposit HK$995K · loan HK$8.96M · min. income ≈ HK$95,814/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$365,388 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).