▼ 0.50% · 3.625%
HK$21,182
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,841
−HK$669/mo
Today · 4.125%
HK$22,510
baseline
▲ 0.50% · 4.625%
HK$23,880
+HK$1,370/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$45,020/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,565
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$641/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,147
+HK$1,309/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,300
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,025
−HK$736/mo
Today · 4.125%
HK$24,761
baseline
▲ 0.50% · 4.625%
HK$26,268
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,522/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,921
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$705/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,762
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,418
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,209
−HK$803/mo
Today · 4.125%
HK$27,012
baseline
▲ 0.50% · 4.625%
HK$28,656
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,024/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,278
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$770/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,377
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,537
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,393
−HK$870/mo
Today · 4.125%
HK$29,263
baseline
▲ 0.50% · 4.625%
HK$31,044
+HK$1,781/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,526/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,634
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,456
−HK$833/mo
Today · 4.125%
HK$32,289
baseline
▲ 0.50% · 4.625%
HK$33,991
+HK$1,702/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,578/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$938/mo
Today · 4.125%
HK$31,515
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,917/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,030/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,991
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$33,876
−HK$897/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,773
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$32,761
−HK$1,005/mo
Today · 4.125%
HK$33,766
baseline
▲ 0.50% · 4.625%
HK$35,820
+HK$2,054/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,532/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,347
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,295
−HK$962/mo
Today · 4.125%
HK$37,257
baseline
▲ 0.50% · 4.625%
HK$39,221
+HK$1,964/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,514/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,891
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,946
−HK$1,071/mo
Today · 4.125%
HK$36,017
baseline
▲ 0.50% · 4.625%
HK$38,208
+HK$2,191/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,034/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,704
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,715
−HK$1,026/mo
Today · 4.125%
HK$39,741
baseline
▲ 0.50% · 4.625%
HK$41,836
+HK$2,095/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,482/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,010
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,130
−HK$1,138/mo
Today · 4.125%
HK$38,268
baseline
▲ 0.50% · 4.625%
HK$40,596
+HK$2,328/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,536/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,060
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,135
−HK$1,090/mo
Today · 4.125%
HK$42,225
baseline
▲ 0.50% · 4.625%
HK$44,450
+HK$2,225/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,450/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,128
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$39,314
−HK$1,205/mo
Today · 4.125%
HK$40,519
baseline
▲ 0.50% · 4.625%
HK$42,984
+HK$2,465/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,038/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,417
−HK$2,291/mo
▼ 0.25% · 3.875%
HK$43,554
−HK$1,154/mo
Today · 4.125%
HK$44,708
baseline
▲ 0.50% · 4.625%
HK$47,065
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,416/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,935 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).