▼ 0.50% · 3.625%
HK$20,474
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,111
−HK$647/mo
Today · 4.125%
HK$21,758
baseline
▲ 0.50% · 4.625%
HK$23,082
+HK$1,324/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$43,516/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,388
−HK$620/mo
Today · 4.125%
HK$24,008
baseline
▲ 0.50% · 4.625%
HK$25,273
+HK$1,265/mo
Deposit HK$4.49M · loan HK$4.49M · min. income ≈ HK$48,016/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,522
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,222
−HK$712/mo
Today · 4.125%
HK$23,934
baseline
▲ 0.50% · 4.625%
HK$25,390
+HK$1,456/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$47,868/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,055
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,727
−HK$682/mo
Today · 4.125%
HK$26,409
baseline
▲ 0.50% · 4.625%
HK$27,801
+HK$1,392/mo
Deposit HK$4.04M · loan HK$4.94M · min. income ≈ HK$52,818/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,569
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,333
−HK$777/mo
Today · 4.125%
HK$26,110
baseline
▲ 0.50% · 4.625%
HK$27,698
+HK$1,588/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$52,220/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,333
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,066
−HK$743/mo
Today · 4.125%
HK$28,809
baseline
▲ 0.50% · 4.625%
HK$30,328
+HK$1,519/mo
Deposit HK$3.59M · loan HK$5.39M · min. income ≈ HK$57,618/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,616
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$27,444
−HK$841/mo
Today · 4.125%
HK$28,285
baseline
▲ 0.50% · 4.625%
HK$30,006
+HK$1,721/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$56,570/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,405
−HK$805/mo
Today · 4.125%
HK$31,210
baseline
▲ 0.50% · 4.625%
HK$32,855
+HK$1,645/mo
Deposit HK$3.14M · loan HK$5.84M · min. income ≈ HK$62,420/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,555
−HK$906/mo
Today · 4.125%
HK$30,461
baseline
▲ 0.50% · 4.625%
HK$32,315
+HK$1,854/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$60,922/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,888
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,743
−HK$868/mo
Today · 4.125%
HK$33,611
baseline
▲ 0.50% · 4.625%
HK$35,383
+HK$1,772/mo
Deposit HK$2.69M · loan HK$6.29M · min. income ≈ HK$67,222/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,711
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,666
−HK$971/mo
Today · 4.125%
HK$32,637
baseline
▲ 0.50% · 4.625%
HK$34,623
+HK$1,986/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$65,274/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,166
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,082
−HK$930/mo
Today · 4.125%
HK$36,012
baseline
▲ 0.50% · 4.625%
HK$37,910
+HK$1,898/mo
Deposit HK$2.24M · loan HK$6.73M · min. income ≈ HK$72,024/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,759
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,778
−HK$1,035/mo
Today · 4.125%
HK$34,813
baseline
▲ 0.50% · 4.625%
HK$36,931
+HK$2,118/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$69,626/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,444
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,421
−HK$991/mo
Today · 4.125%
HK$38,412
baseline
▲ 0.50% · 4.625%
HK$40,437
+HK$2,025/mo
Deposit HK$1.80M · loan HK$7.18M · min. income ≈ HK$76,824/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,806
−HK$2,183/mo
▼ 0.25% · 3.875%
HK$35,889
−HK$1,100/mo
Today · 4.125%
HK$36,989
baseline
▲ 0.50% · 4.625%
HK$39,239
+HK$2,250/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$73,978/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,721
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,760
−HK$1,053/mo
Today · 4.125%
HK$40,813
baseline
▲ 0.50% · 4.625%
HK$42,965
+HK$2,152/mo
Deposit HK$1.35M · loan HK$7.63M · min. income ≈ HK$81,626/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,853
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,000
−HK$1,164/mo
Today · 4.125%
HK$39,164
baseline
▲ 0.50% · 4.625%
HK$41,547
+HK$2,383/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$78,328/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,999
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,099
−HK$1,115/mo
Today · 4.125%
HK$43,214
baseline
▲ 0.50% · 4.625%
HK$45,492
+HK$2,278/mo
Deposit HK$898K · loan HK$8.08M · min. income ≈ HK$86,428/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$269,366 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).