▼ 0.50% · 3.625%
HK$22,778
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,487
−HK$720/mo
Today · 4.125%
HK$24,207
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,414/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,341
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,020
−HK$690/mo
Today · 4.125%
HK$26,710
baseline
▲ 0.50% · 4.625%
HK$28,118
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,420/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,056
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,835
−HK$792/mo
Today · 4.125%
HK$26,627
baseline
▲ 0.50% · 4.625%
HK$28,248
+HK$1,621/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$53,254/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,875
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,622
−HK$759/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$30,929
+HK$1,548/mo
Deposit HK$4.50M · loan HK$5.49M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$864/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,767/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,409
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$828/mo
Today · 4.125%
HK$32,052
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,689/mo
Deposit HK$4.00M · loan HK$5.99M · min. income ≈ HK$64,104/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,612
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,533
−HK$936/mo
Today · 4.125%
HK$31,469
baseline
▲ 0.50% · 4.625%
HK$33,383
+HK$1,914/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,938/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,943
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,826
−HK$897/mo
Today · 4.125%
HK$34,723
baseline
▲ 0.50% · 4.625%
HK$36,553
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,446/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$32,881
−HK$1,008/mo
Today · 4.125%
HK$33,889
baseline
▲ 0.50% · 4.625%
HK$35,951
+HK$2,062/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,778/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,477
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,428
−HK$965/mo
Today · 4.125%
HK$37,393
baseline
▲ 0.50% · 4.625%
HK$39,365
+HK$1,972/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,786/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,167
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,230
−HK$1,080/mo
Today · 4.125%
HK$36,310
baseline
▲ 0.50% · 4.625%
HK$38,519
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,620/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,011
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,030
−HK$1,034/mo
Today · 4.125%
HK$40,064
baseline
▲ 0.50% · 4.625%
HK$42,176
+HK$2,112/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,128/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,445
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,579
−HK$1,152/mo
Today · 4.125%
HK$38,731
baseline
▲ 0.50% · 4.625%
HK$41,087
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,462/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,545
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,632
−HK$1,103/mo
Today · 4.125%
HK$42,735
baseline
▲ 0.50% · 4.625%
HK$44,988
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,470/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,223/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,504/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,234
−HK$1,172/mo
Today · 4.125%
HK$45,406
baseline
▲ 0.50% · 4.625%
HK$47,800
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,812/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,001
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,276
−HK$1,296/mo
Today · 4.125%
HK$43,572
baseline
▲ 0.50% · 4.625%
HK$46,223
+HK$2,651/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,144/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,613
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,836
−HK$1,241/mo
Today · 4.125%
HK$48,077
baseline
▲ 0.50% · 4.625%
HK$50,612
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,154/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).