12/F B
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 6
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$582K, with repayments around HK$25,364/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$582K · loan HK$5.23M · min. income ≈ HK$50,728/mo (50% DSR)
Upfront cash ≈ HK$712K (deposit + AVD stamp duty HK$130,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 505 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-05 | HK$7.18M | +29.4% 4.7y · 6.0%/yr |
| 2017-05-04 | HK$5.55M | +99.6% 6.2y · 16.0%/yr |
| 2011-02-23 | HK$2.78M | +30.5% |
| 2010-03-03 | HK$2.13M | +26.8% |
| 2008-11-05 | HK$1.68M | +6.3% |
| 2007-07-06 | HK$1.58M | +3.3% |
| 2000-09-09 | HK$1.53M | −55.9% |
| 1997-06-05 | HK$3.47M | — |