12/F H
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 6
Tseung Kwan O (Sai Kung District) · Kowloon
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$776K, with repayments around HK$33,848/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$67,696/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,798 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- H
- Saleable Area
- 526 Saleable ft²
- Gross Area
- 724 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-24 | HK$8.67M | +251.0% 15.2y · 16.0%/yr |
| 2006-11-21 | HK$2.47M | +14.9% |
| 2004-05-20 | HK$2.15M | +26.5% |
| 2002-12-14 | HK$1.70M | −50.1% |
| 1998-02-19 | HK$3.41M | — |