4/F F
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 6
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$577K, with repayments around HK$25,151/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$577K · loan HK$5.19M · min. income ≈ HK$50,302/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$129,736 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 505 ft²
- Efficiency
- 72%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-26 | HK$7.08M | +48.4% 6.3y · 8.0%/yr |
| 2015-05-12 | HK$4.77M | +74.7% |
| 2011-03-07 | HK$2.73M | +40.0% |
| 2009-05-18 | HK$1.95M | −26.7% |
| 1998-01-27 | HK$2.66M | — |