37/F E
in The Metro City Phase 1 METRO CITY PHASE 1 TOWER 6
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$813K, with repayments around HK$35,476/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,952/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Po Lam Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- E
- Saleable Area
- 526 Saleable ft²
- Gross Area
- 720 ft²
- Efficiency
- 73%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-01 | HK$9.30M | +55.3% 5.4y · 10.0%/yr |
| 2016-04-20 | HK$5.99M | +44.3% 5.2y · 8.0%/yr |
| 2011-02-17 | HK$4.15M | +0.0% |
| 2011-02-09 | HK$4.15M | −1.2% |
| 1998-02-02 | HK$4.20M | — |